| ZIP Code | 12521 |
|---|---|
| City | Craryville |
| State | New York (NY) |
| County | Columbia County |
| Area Code | 518/838 |
| Elevation | 1,019 ft |
| Latitude | 42.171335 |
|---|---|
| Longitude | -73.650487 |
| Timezone | New York (DST) |
| FIPS | 36021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.5 yrs ↓ 8% since 2019 |
|---|---|
| Avg Household Size | 2.33 |
| Below Poverty | 8.7% ▼ 13% below avg |
| College Grads | 57.7% ▲ 49% above avg |
| Unemployment | 3.2% ▼ 35% below avg |
| No HS Diploma | 50 (3.8%) |
| HS Graduate | 260 (20%) |
| Some College | 202 (15.6%) |
| Associates | 37 (2.8%) |
| Bachelors | 207 (15.9%) |
| Graduate Degree | 543 (41.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $85,208 ▲ 12% above avg ↓ 8% since 2019 |
|---|---|
| Median Home Value | $327,800 ▲ 18% above avg ↑ 27% since 2019 |
| Home/Income Ratio | 3.8x (nat avg ~3.5x) |
| Median Rent | $1,571/mo |
| Total Units | 1,326 |
| Vacant Units | 525 |
| Avg HH Size | 2.33 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,326 |
|---|---|
| Vacant | 525 |
| Owner Occupied | 92.4% |
| Renter Occupied | 7.6% |
| Avg HH Size | 2.33 |
ZIP code 12521 is located in Craryville, New York, within Columbia County. With a population of 1,874, this is a sparsely populated ZIP code with a mature community — the median age is 51.5 years. Economically, 12521 is a middle-income ZIP code: the median household income of $85,208 is near the national average.
Real estate in ZIP code 12521 represents a mid-range housing market. The median home value of $327,800 is above the national average. Renters can expect to pay around $1,571 per month in median rent. Homeownership is strong here — 92.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 27% since 2019.
The population of 12521 is primarily White (81.11%). Residents are well-educated — 57.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.7%. Household income has declined by 8% since 2019.
The unemployment rate in 12521 stands at 3.2%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 12521 in Craryville, NY is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 1,874 residents, a median household income of $85,208, and a median home value of $327,800, it offers a clear picture of life in this part of New York.