| ZIP Code | 12475 |
|---|---|
| City | Ruby |
| State | New York (NY) |
| County | Ulster County |
| Area Code | 329/845 |
| Elevation | 311 ft |
| Latitude | 42.013988 |
|---|---|
| Longitude | -74.013305 |
| Timezone | New York (DST) |
| FIPS | 36111 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.1 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.10 |
| Below Poverty | 4.8% ▼ 53% below avg |
| College Grads | 18.9% ▼ 51% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 256 (57.7%) |
| Some College | 55 (12.4%) |
| Associates | 49 (11%) |
| Bachelors | 44 (9.9%) |
| Graduate Degree | 40 (9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $79,402 ≈ Avg |
|---|---|
| Median Home Value | $350,000 ▲ 26% above avg ↑ 60% since 2019 |
| Home/Income Ratio | 4.4x (nat avg ~3.5x) |
| Total Units | 271 |
| Avg HH Size | 2.10 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 271 |
|---|---|
| Owner Occupied | 64.2% |
| Renter Occupied | 35.8% |
| Avg HH Size | 2.10 |
ZIP code 12475 is located in Ruby, New York, within Ulster County. With a population of 569, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38.1 years. Economically, 12475 is a middle-income ZIP code: the median household income of $79,402 is near the national average.
Real estate in ZIP code 12475 represents a mid-range housing market. The median home value of $350,000 is above the national average. Homeownership is strong here — 64.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 60% since 2019.
The population of 12475 is majority White (69.07%). Residents are less-educated — 18.9% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a relatively small share of residents at 4.8%.
As in most parts of the country, driving alone is the dominant commute mode at 96%.
Overall, ZIP code 12475 in Ruby, NY is characterized as middle-income, less-educated, a middle-aged community, and predominantly owner-occupied. With 569 residents, a median household income of $79,402, and a median home value of $350,000, it offers a clear picture of life in this part of New York.