| ZIP Code | 12455 |
|---|---|
| City | Margaretville |
| State | New York (NY) |
| County | Delaware County |
| Area Code | 329/845 |
| Elevation | 1,938 ft |
| Latitude | 42.149301 |
|---|---|
| Longitude | -74.661616 |
| Timezone | New York (DST) |
| FIPS | 36025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 56.5 yrs |
|---|---|
| Avg Household Size | 1.98 |
| Below Poverty | 9.1% ▼ 9% below avg |
| College Grads | 46.0% ▲ 19% above avg |
| Unemployment | 1.3% ▼ 73% below avg |
| No HS Diploma | 9 (0.7%) |
| HS Graduate | 482 (36.7%) |
| Some College | 77 (5.9%) |
| Associates | 142 (10.8%) |
| Bachelors | 258 (19.6%) |
| Graduate Degree | 346 (26.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $74,271 ≈ Avg ↑ 34% since 2019 |
|---|---|
| Median Home Value | $219,600 ▼ 21% below avg ↑ 11% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,297/mo ↑ 62% since 2019 |
| Total Units | 1,697 |
| Vacant Units | 802 |
| Avg HH Size | 1.98 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,697 |
|---|---|
| Vacant | 802 |
| Owner Occupied | 76.4% |
| Renter Occupied | 23.6% |
| Avg HH Size | 1.98 |
ZIP code 12455 is located in Margaretville, New York, within Delaware County. With a population of 1,859, this is a sparsely populated ZIP code with an older community — the median age is 56.5 years. Economically, 12455 is a solidly middle-class ZIP code: the median household income of $74,271 is near the national average.
Real estate in ZIP code 12455 represents an affordable housing market. The median home value of $219,600 is below the national average. Renters can expect to pay around $1,297 per month in median rent. Homeownership is strong here — 76.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 11% since 2019.
The population of 12455 is primarily White (73.80%). Residents are well-educated — 46.0% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.1%. Household income has grown by 34% since 2019.
The unemployment rate in 12455 stands at 1.3%, which is well below the national average. A notably high share of workers — 28% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 12455 in Margaretville, NY is characterized as solidly middle-class, well-educated, an older community, and predominantly owner-occupied. With 1,859 residents, a median household income of $74,271, and a median home value of $219,600, it offers a clear picture of life in this part of New York.