| ZIP Code | 12189 |
|---|---|
| City | Watervliet |
| State | New York (NY) |
| County | Albany County |
| Area Code | 518/838 |
| Elevation | 162 ft |
| Latitude | 42.736342 |
|---|---|
| Longitude | -73.717521 |
| Timezone | New York (DST) |
| FIPS | 36001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.6 yrs |
|---|---|
| Avg Household Size | 2.09 |
| Below Poverty | 15.2% ▲ 52% above avg |
| College Grads | 40.8% ≈ Avg |
| Unemployment | 3.5% ▼ 28% below avg |
| No HS Diploma | 216 (1.8%) |
| HS Graduate | 3,076 (25.8%) |
| Some College | 1,902 (16%) |
| Associates | 1,855 (15.6%) |
| Bachelors | 1,636 (13.7%) |
| Graduate Degree | 3,215 (27%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $62,763 ▼ 18% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $199,600 ▼ 28% below avg ↑ 18% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,084/mo ↑ 22% since 2019 |
| Total Units | 9,887 |
| Vacant Units | 1,206 |
| Avg HH Size | 2.09 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,887 |
|---|---|
| Vacant | 1,206 |
| Owner Occupied | 41.4% |
| Renter Occupied | 58.6% |
| Avg HH Size | 2.09 |
ZIP code 12189 is located in Watervliet, New York, within Albany County. With a population of 18,205, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.6 years. Economically, 12189 is a solidly middle-class ZIP code: the median household income of $62,763 is below the national average.
Real estate in ZIP code 12189 represents an affordable housing market. The median home value of $199,600 is below the national average. Renters can expect to pay around $1,084 per month in median rent. The area has a relatively balanced mix of owners (41.4%) and renters (58.6%). Median home values have increased by 18% since 2019.
The population of 12189 is primarily White (71.70%). Residents are well-educated — 40.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 15.2%. Household income has grown by 19% since 2019.
The unemployment rate in 12189 stands at 3.5%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 12189 in Watervliet, NY is characterized as solidly middle-class, well-educated, and a middle-aged community. With 18,205 residents, a median household income of $62,763, and a median home value of $199,600, it offers a clear picture of life in this part of New York.