| ZIP Code | 12123 |
|---|---|
| City | Nassau |
| State | New York (NY) |
| County | Rensselaer County |
| Area Code | 518/838 |
| Elevation | 553 ft |
| Latitude | 42.52214 |
|---|---|
| Longitude | -73.606447 |
| Timezone | New York (DST) |
| FIPS | 36083 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.6 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 7.2% ▼ 28% below avg |
| College Grads | 54.8% ▲ 41% above avg |
| Unemployment | 4.0% ▼ 19% below avg |
| No HS Diploma | 50 (1.5%) |
| HS Graduate | 916 (27%) |
| Some College | 262 (7.7%) |
| Associates | 306 (9%) |
| Bachelors | 504 (14.8%) |
| Graduate Degree | 1,357 (40%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $104,438 ▲ 37% above avg ↑ 12% since 2019 |
|---|---|
| Median Home Value | $275,000 ≈ Avg ↑ 35% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $959/mo ↑ 24% since 2019 |
| Total Units | 2,346 |
| Vacant Units | 275 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,346 |
|---|---|
| Vacant | 275 |
| Owner Occupied | 82.7% |
| Renter Occupied | 17.3% |
| Avg HH Size | 2.34 |
ZIP code 12123 is located in Nassau, New York, within Rensselaer County. With a population of 4,853, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.6 years. Economically, 12123 is a upper-middle-income ZIP code: the median household income of $104,438 is above the national average.
Real estate in ZIP code 12123 represents a mid-range housing market. The median home value of $275,000 is near the national average. Renters can expect to pay around $959 per month in median rent. Homeownership is strong here — 82.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 12123 is primarily White (89.47%). Residents are well-educated — 54.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.2%. Household income has grown by 12% since 2019.
The unemployment rate in 12123 stands at 4.0%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 12123 in Nassau, NY is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 4,853 residents, a median household income of $104,438, and a median home value of $275,000, it offers a clear picture of life in this part of New York.