| ZIP Code | 12095 |
|---|---|
| City | Johnstown |
| State | New York (NY) |
| County | Fulton County |
| Area Code | 518/838 |
| Elevation | 895 ft |
| Latitude | 43.034887 |
|---|---|
| Longitude | -74.423556 |
| Timezone | New York (DST) |
| FIPS | 36035 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.5 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.14 |
| Below Poverty | 7.3% ▼ 27% below avg |
| College Grads | 41.9% ▲ 8% above avg |
| Unemployment | 1.9% ▼ 61% below avg |
| No HS Diploma | 109 (1.3%) |
| HS Graduate | 3,083 (37.9%) |
| Some College | 883 (10.9%) |
| Associates | 651 (8%) |
| Bachelors | 1,258 (15.5%) |
| Graduate Degree | 2,149 (26.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $69,864 ▼ 8% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $159,700 ▼ 43% below avg ↑ 51% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $860/mo ↑ 3% since 2019 |
| Total Units | 5,808 |
| Vacant Units | 518 |
| Avg HH Size | 2.14 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,808 |
|---|---|
| Vacant | 518 |
| Owner Occupied | 66.6% |
| Renter Occupied | 33.4% |
| Avg HH Size | 2.14 |
ZIP code 12095 is located in Johnstown, New York, within Fulton County. With a population of 12,013, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.5 years. Economically, 12095 is a solidly middle-class ZIP code: the median household income of $69,864 is near the national average.
Real estate in ZIP code 12095 represents an affordable housing market. The median home value of $159,700 is below the national average. Renters can expect to pay around $860 per month in median rent. Homeownership is strong here — 66.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 51% since 2019.
The population of 12095 is primarily White (89.66%). Residents are well-educated — 41.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.3%. Household income has grown by 27% since 2019.
The unemployment rate in 12095 stands at 1.9%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 12095 in Johnstown, NY is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 12,013 residents, a median household income of $69,864, and a median home value of $159,700, it offers a clear picture of life in this part of New York.