| ZIP Code | 10518 |
|---|---|
| City | Cross River |
| State | New York (NY) |
| County | Westchester County |
| Area Code | 914 |
| Elevation | 520 ft |
| Latitude | 41.266143 |
|---|---|
| Longitude | -73.588296 |
| Timezone | New York (DST) |
| FIPS | 36119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 56.5 yrs ↑ 13% since 2019 |
|---|---|
| Avg Household Size | 2.11 |
| Below Poverty | 5.5% ▼ 46% below avg |
| College Grads | 89.3% ▲ 130% above avg |
| Unemployment | 6.0% ▲ 23% above avg |
| Some College | 18 (2.9%) |
| Associates | 48 (7.8%) |
| Graduate Degree | 550 (89.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $167,368 ▲ 119% above avg ↓ 5% since 2019 |
|---|---|
| Median Home Value | $795,500 ▲ 185% above avg ↑ 21% since 2019 |
| Home/Income Ratio | 4.8x (nat avg ~3.5x) |
| Total Units | 533 |
| Vacant Units | 159 |
| Avg HH Size | 2.11 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 533 |
|---|---|
| Vacant | 159 |
| Owner Occupied | 96.0% |
| Renter Occupied | 4.0% |
| Avg HH Size | 2.11 |
ZIP code 10518 is located in Cross River, New York, within Westchester County. With a population of 789, this is a sparsely populated ZIP code with an older community — the median age is 56.5 years. Economically, 10518 is a affluent ZIP code: the median household income of $167,368 is more than double the national average.
Real estate in ZIP code 10518 represents a premium housing market. The median home value of $795,500 is more than double the national average. Homeownership is strong here — 96.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 21% since 2019.
The population of 10518 is primarily White (93.54%). Residents are highly educated — 89.3% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 5.5%. Household income has declined by 5% since 2019.
The unemployment rate in 10518 stands at 6.0%, which is above the national average. A notably high share of workers — 32% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 58%.
Overall, ZIP code 10518 in Cross River, NY is characterized as affluent, highly educated, an older community, and predominantly owner-occupied. With 789 residents, a median household income of $167,368, and a median home value of $795,500, it offers a clear picture of life in this part of New York.