| ZIP Code | 08865 |
|---|---|
| City | Phillipsburg |
| State | New Jersey (NJ) |
| County | Warren County |
| Area Code | 908 |
| Elevation | 348 ft |
| Latitude | 40.708226 |
|---|---|
| Longitude | -75.147073 |
| Timezone | New York (DST) |
| FIPS | 34041 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.2 yrs |
|---|---|
| Avg Household Size | 2.28 |
| Below Poverty | 12.8% ▲ 28% above avg |
| College Grads | 40.6% ≈ Avg |
| Unemployment | 6.3% ▲ 29% above avg |
| No HS Diploma | 338 (1.5%) |
| HS Graduate | 7,385 (33.7%) |
| Some College | 2,530 (11.5%) |
| Associates | 2,758 (12.6%) |
| Bachelors | 2,347 (10.7%) |
| Graduate Degree | 6,560 (29.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $78,519 ≈ Avg ↑ 12% since 2019 |
|---|---|
| Median Home Value | $244,200 ▼ 12% below avg ↑ 24% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,248/mo ↑ 22% since 2019 |
| Total Units | 14,146 |
| Vacant Units | 694 |
| Avg HH Size | 2.28 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,146 |
|---|---|
| Vacant | 694 |
| Owner Occupied | 69.3% |
| Renter Occupied | 30.7% |
| Avg HH Size | 2.28 |
ZIP code 08865 is located in Phillipsburg, New Jersey, within Warren County. With a population of 31,078, this is a moderately populated ZIP code with a middle-aged community — the median age is 43.2 years. Economically, 08865 is a middle-income ZIP code: the median household income of $78,519 is near the national average.
Real estate in ZIP code 08865 represents an affordable housing market. The median home value of $244,200 is near the national average. Renters can expect to pay around $1,248 per month in median rent. Homeownership is strong here — 69.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 08865 is majority White (69.88%). Residents are well-educated — 40.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.8%. Household income has grown by 12% since 2019.
The unemployment rate in 08865 stands at 6.3%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 08865 in Phillipsburg, NJ is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 31,078 residents, a median household income of $78,519, and a median home value of $244,200, it offers a clear picture of life in this part of New Jersey.