US ZIP Code
08401

Atlantic City, NJ

Atlantic County  ·  New Jersey

● Active
👥 38,744 Population ↑ 2% since 2019
💰 $36,375 Median HH Income
▼ 52% below avg ↑ 24% since 2019
🎂 37.6 Median Age ↑ 3% since 2019
🏠 $189,600 Median Home Value
▼ 32% below avg ↑ 21% since 2019
🎓 30.0% College Grads
▼ 23% below avg
📊 12.8% Unemployment
▲ 162% above avg ↑ 2% since 2019
ZIP Code Details
ZIP Code08401
CityAtlantic City
StateNew Jersey (NJ)
CountyAtlantic County
Area Code609/640
Elevation3 ft
Latitude39.377337
Longitude-74.45107
TimezoneNew York (DST)
FIPS34001
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.4% (18,740) Female 51.6% (20,004) ♀

Race & Ethnicity

White: 15.6%Hispanic: 32.2%Black: 31.7%Asian: 16.1%Other: 3.9%Race
White15.6%
Hispanic32.2%
Black31.7%
Asian16.1%
Other3.9%

Age Breakdown

Under 5
7%
5–17
19%
18–24
9%
25–44
20%
45–64
28%
65+
8%

Key Indicators

Median Age37.6 yrs ↑ 3% since 2019
Avg Household Size2.31
Below Poverty33.0% ▲ 230% above avg
College Grads30.0% ▼ 23% below avg
Unemployment12.8% ▲ 162% above avg
No HS Diploma1,221 (5.8%)
HS Graduate8,655 (40.8%)
Some College2,445 (11.5%)
Associates2,516 (11.9%)
Bachelors1,359 (6.4%)
Graduate Degree5,002 (23.6%)

Education

No HS: 5.8%HS Grad: 40.8%Some College: 11.5%Associates: 11.9%Bachelors: 6.4%Graduate: 23.6%Edu
No HS5.8%
HS Grad40.8%
Some College11.5%
Associates11.9%
Bachelors6.4%
Graduate23.6%
Housing & Income

Housing Tenure

Owner: 30%Renter: 70%Tenure
Owner30.0%
Renter70.0%

Home Value Distribution

Under $50k
5%
$50k–100k
12%
$100k–150k
16%
$150k–200k
20%
$200k–300k
26%
$300k–500k
15%
Over $500k
6%

Financials

Median HH Income$36,375 ▼ 52% below avg ↑ 24% since 2019
Median Home Value$189,600 ▼ 32% below avg ↑ 21% since 2019
Home/Income Ratio5.2x (nat avg ~3.5x)
Median Rent$1,086/mo ↑ 20% since 2019
Total Units20,116
Vacant Units3,548
Avg HH Size2.31

Income Distribution

Under $25k
39%
$25k–50k
22%
$50k–75k
14%
$75k–100k
9%
$100k–150k
9%
$150k–200k
4%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
51%
Public Transit
24%
Walked
18%
Work From Home
7%

Commute Time

Under 15 min
36%
15–30 min
36%
30–45 min
16%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
10%
1960s–1970s
13%
1980s–1990s
12%
2000+
61%

Summary

Total Units20,116
Vacant3,548
Owner Occupied30.0%
Renter Occupied70.0%
Avg HH Size2.31
Frequently Asked Questions
ZIP code 08401 is in Atlantic City, NJ, in Atlantic County.
ZIP code 08401 is located in New Jersey (NJ).
ZIP code 08401 is in Atlantic County, NJ.
ZIP 08401 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 08401 is 38,744 people (ACS 2023).
The median household income in ZIP code 08401 is $36,375 (ACS 2023).
The median home value in ZIP 08401 is $189,600 (ACS 2023).
About ZIP Code 08401

ZIP code 08401 is located in Atlantic City, New Jersey, within Atlantic County. With a population of 38,744, this is a highly populated ZIP code with a relatively young community — the median age is 37.6 years. Economically, 08401 is a lower-income ZIP code: the median household income of $36,375 is well below the national average.

Real estate in ZIP code 08401 represents an affordable housing market. The median home value of $189,600 is below the national average. Renters can expect to pay around $1,086 per month in median rent. This is predominantly a renter community, with 70.0% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 21% since 2019.

The population of 08401 is racially diverse, with Hispanic as the largest group at 32.2%. Residents are moderately educated — 30.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 33.0%. Household income has grown by 24% since 2019.

The unemployment rate in 08401 stands at 12.8%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 45%.

Overall, ZIP code 08401 in Atlantic City, NJ is characterized as lower-income, moderately educated, and a relatively young community. With 38,744 residents, a median household income of $36,375, and a median home value of $189,600, it offers a clear picture of life in this part of New Jersey.