| ZIP Code | 08109 |
|---|---|
| City | Merchantville |
| State | New Jersey (NJ) |
| County | Camden County |
| Area Code | 609/640/856 |
| Elevation | 74 ft |
| Latitude | 39.94933 |
|---|---|
| Longitude | -75.04953 |
| Timezone | New York (DST) |
| FIPS | 34007 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.3 yrs |
|---|---|
| Avg Household Size | 2.70 |
| Below Poverty | 15.2% ▲ 52% above avg |
| College Grads | 36.3% ≈ Avg |
| Unemployment | 8.9% ▲ 81% above avg |
| No HS Diploma | 579 (3.7%) |
| HS Graduate | 5,505 (35.6%) |
| Some College | 1,636 (10.6%) |
| Associates | 2,146 (13.9%) |
| Bachelors | 1,226 (7.9%) |
| Graduate Degree | 4,384 (28.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $84,332 ▲ 11% above avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $227,200 ▼ 19% below avg ↑ 31% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $1,142/mo ↑ 11% since 2019 |
| Total Units | 9,314 |
| Vacant Units | 498 |
| Avg HH Size | 2.70 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,314 |
|---|---|
| Vacant | 498 |
| Owner Occupied | 72.4% |
| Renter Occupied | 27.6% |
| Avg HH Size | 2.70 |
ZIP code 08109 is located in Merchantville, New Jersey, within Camden County. With a population of 24,004, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.3 years. Economically, 08109 is a middle-income ZIP code: the median household income of $84,332 is near the national average.
Real estate in ZIP code 08109 represents an affordable housing market. The median home value of $227,200 is below the national average. Renters can expect to pay around $1,142 per month in median rent. Homeownership is strong here — 72.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 08109 is racially diverse, with White as the largest group at 38.6%. Residents are moderately educated — 36.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 15.2%. Household income has grown by 20% since 2019.
The unemployment rate in 08109 stands at 8.9%, which is significantly above the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 08109 in Merchantville, NJ is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 24,004 residents, a median household income of $84,332, and a median home value of $227,200, it offers a clear picture of life in this part of New Jersey.