| ZIP Code | 07928 |
|---|---|
| City | Chatham |
| State | New Jersey (NJ) |
| County | Morris County |
| Area Code | 862/973 |
| Elevation | 384 ft |
| Latitude | 40.724971 |
|---|---|
| Longitude | -74.415086 |
| Timezone | New York (DST) |
| FIPS | 34027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.8 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.91 |
| Below Poverty | 2.2% ▼ 78% below avg |
| College Grads | 85.5% ▲ 121% above avg |
| Unemployment | 5.5% ▲ 12% above avg |
| No HS Diploma | 21 (0.2%) |
| HS Graduate | 872 (7.3%) |
| Some College | 315 (2.6%) |
| Associates | 537 (4.5%) |
| Bachelors | 285 (2.4%) |
| Graduate Degree | 9,961 (83.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $236,000 ▲ 209% above avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $965,800 ▲ 246% above avg ↑ 20% since 2019 |
| Home/Income Ratio | 4.1x (nat avg ~3.5x) |
| Median Rent | $2,441/mo ↑ 20% since 2019 |
| Total Units | 6,837 |
| Vacant Units | 147 |
| Avg HH Size | 2.91 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,837 |
|---|---|
| Vacant | 147 |
| Owner Occupied | 82.2% |
| Renter Occupied | 17.8% |
| Avg HH Size | 2.91 |
ZIP code 07928 is located in Chatham, New Jersey, within Morris County. With a population of 19,667, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.8 years. Economically, 07928 is a affluent ZIP code: the median household income of $236,000 is more than double the national average.
Real estate in ZIP code 07928 represents among the most expensive housing markets in the country. The median home value of $965,800 is more than double the national average. Renters can expect to pay around $2,441 per month in median rent. Homeownership is strong here — 82.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 20% since 2019.
The population of 07928 is primarily White (77.79%). Residents are highly educated — 85.5% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 2.2%. Household income has grown by 23% since 2019.
The unemployment rate in 07928 stands at 5.5%, which is near the national average. A notably high share of workers — 30% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 52%.
Overall, ZIP code 07928 in Chatham, NJ is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 19,667 residents, a median household income of $236,000, and a median home value of $965,800, it offers a clear picture of life in this part of New Jersey.