| ZIP Code | 07732 |
|---|---|
| City | Highlands |
| State | New Jersey (NJ) |
| County | Monmouth County |
| Area Code | 732 |
| Elevation | 6 ft |
| Latitude | 40.430451 |
|---|---|
| Longitude | -73.990424 |
| Timezone | New York (DST) |
| FIPS | 34025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.8 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 1.77 |
| Below Poverty | 7.5% ▼ 26% below avg |
| College Grads | 63.2% ▲ 63% above avg |
| Unemployment | 9.2% ▲ 88% above avg |
| No HS Diploma | 50 (1.3%) |
| HS Graduate | 895 (24%) |
| Some College | 142 (3.8%) |
| Associates | 284 (7.6%) |
| Bachelors | 312 (8.4%) |
| Graduate Degree | 2,043 (54.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $90,205 ▲ 18% above avg ↑ 47% since 2019 |
|---|---|
| Median Home Value | $396,800 ▲ 42% above avg ↑ 35% since 2019 |
| Home/Income Ratio | 4.4x (nat avg ~3.5x) |
| Median Rent | $1,841/mo ↑ 51% since 2019 |
| Total Units | 3,040 |
| Vacant Units | 398 |
| Avg HH Size | 1.77 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,040 |
|---|---|
| Vacant | 398 |
| Owner Occupied | 64.2% |
| Renter Occupied | 35.8% |
| Avg HH Size | 1.77 |
ZIP code 07732 is located in Highlands, New Jersey, within Monmouth County. With a population of 4,686, this is a lightly populated ZIP code with a mature community — the median age is 48.8 years. Economically, 07732 is a middle-income ZIP code: the median household income of $90,205 is above the national average.
Real estate in ZIP code 07732 represents a mid-range housing market. The median home value of $396,800 is above the national average. Renters can expect to pay around $1,841 per month in median rent. Homeownership is strong here — 64.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 07732 is primarily White (79.15%). Residents are highly educated — 63.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 7.5%. Household income has grown by 47% since 2019.
The unemployment rate in 07732 stands at 9.2%, which is significantly above the national average. About 24% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 55%.
Overall, ZIP code 07732 in Highlands, NJ is characterized as middle-income, highly educated, a mature community, and predominantly owner-occupied. With 4,686 residents, a median household income of $90,205, and a median home value of $396,800, it offers a clear picture of life in this part of New Jersey.