| ZIP Code | 07721 |
|---|---|
| City | Cliffwood |
| State | New Jersey (NJ) |
| County | Monmouth County |
| Area Code | 732/848 |
| Elevation | 43 ft |
| Latitude | 40.435334 |
|---|---|
| Longitude | -74.235966 |
| Timezone | New York (DST) |
| FIPS | 34025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 30.9 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.62 |
| Below Poverty | 5.3% ▼ 47% below avg |
| College Grads | 53.4% ▲ 38% above avg |
| Unemployment | 5.3% ▲ 8% above avg |
| No HS Diploma | 85 (2.9%) |
| HS Graduate | 681 (23.6%) |
| Some College | 268 (9.3%) |
| Associates | 312 (10.8%) |
| Bachelors | 167 (5.8%) |
| Graduate Degree | 1,376 (47.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $128,110 ▲ 68% above avg ↑ 65% since 2019 |
|---|---|
| Median Home Value | $387,500 ▲ 39% above avg ↑ 45% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,945/mo ↑ 37% since 2019 |
| Total Units | 1,687 |
| Avg HH Size | 2.62 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,687 |
|---|---|
| Owner Occupied | 54.6% |
| Renter Occupied | 45.4% |
| Avg HH Size | 2.62 |
ZIP code 07721 is located in Cliffwood, New Jersey, within Monmouth County. With a population of 4,445, this is a lightly populated ZIP code with a relatively young community — the median age is 30.9 years. Economically, 07721 is a upper-middle-income ZIP code: the median household income of $128,110 is significantly above the national average.
Real estate in ZIP code 07721 represents a mid-range housing market. The median home value of $387,500 is above the national average. Renters can expect to pay around $1,945 per month in median rent. The area has a relatively balanced mix of owners (54.6%) and renters (45.4%). Median home values have increased by 45% since 2019.
The population of 07721 is racially diverse, with White as the largest group at 42.2%. Residents are well-educated — 53.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.3%. Household income has grown by 65% since 2019.
The unemployment rate in 07721 stands at 5.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 07721 in Cliffwood, NJ is characterized as upper-middle-income, well-educated, and a relatively young community. With 4,445 residents, a median household income of $128,110, and a median home value of $387,500, it offers a clear picture of life in this part of New Jersey.