| ZIP Code | 07046 |
|---|---|
| City | Mountain Lakes |
| State | New Jersey (NJ) |
| County | Morris County |
| Area Code | 862/973 |
| Elevation | 538 ft |
| Latitude | 40.890853 |
|---|---|
| Longitude | -74.442032 |
| Timezone | New York (DST) |
| FIPS | 34027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.6 yrs |
|---|---|
| Avg Household Size | 3.20 |
| Below Poverty | 1.3% ▼ 87% below avg |
| College Grads | 87.0% ▲ 125% above avg |
| Unemployment | 2.1% ▼ 57% below avg |
| No HS Diploma | 15 (0.6%) |
| HS Graduate | 206 (8.1%) |
| Some College | 22 (0.9%) |
| Associates | 89 (3.5%) |
| Bachelors | 57 (2.2%) |
| Graduate Degree | 2,168 (84.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $250,001 ▲ 228% above avg ↑ 3% since 2019 |
|---|---|
| Median Home Value | $915,100 ▲ 228% above avg ↑ 6% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $2,941/mo ↑ 102% since 2019 |
| Total Units | 1,451 |
| Vacant Units | 33 |
| Avg HH Size | 3.20 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,451 |
|---|---|
| Vacant | 33 |
| Owner Occupied | 97.1% |
| Renter Occupied | 2.9% |
| Avg HH Size | 3.20 |
ZIP code 07046 is located in Mountain Lakes, New Jersey, within Morris County. With a population of 4,535, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.6 years. Economically, 07046 is a affluent ZIP code: the median household income of $250,001 is more than double the national average.
Real estate in ZIP code 07046 represents among the most expensive housing markets in the country. The median home value of $915,100 is more than double the national average. Renters can expect to pay around $2,941 per month in median rent. Homeownership is strong here — 97.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 6% since 2019.
The population of 07046 is primarily White (78.02%). Residents are highly educated — 87.0% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 1.3%. Household income has grown by 3% since 2019.
The unemployment rate in 07046 stands at 2.1%, which is well below the national average. A notably high share of workers — 31% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 59%.
Overall, ZIP code 07046 in Mountain Lakes, NJ is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 4,535 residents, a median household income of $250,001, and a median home value of $915,100, it offers a clear picture of life in this part of New Jersey.