US ZIP Code
05492

Waterville, VT

Lamoille County  ·  Vermont

● Active
👥 700 Population ↑ 6% since 2019
💰 $75,694 Median HH Income
≈ Avg ↑ 8% since 2019
🎂 49.8 Median Age ↑ 6% since 2019
🏠 $249,400 Median Home Value
▼ 11% below avg ↑ 47% since 2019
🎓 41.5% College Grads
≈ Avg
📊 7.5% Unemployment
▲ 54% above avg ↑ 283% since 2019
ZIP Code Details
ZIP Code05492
CityWaterville
StateVermont (VT)
CountyLamoille County
Area Code802
Elevation911 ft
Latitude44.737917
Longitude-72.762322
TimezoneNew York (DST)
FIPS50015
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 54.3% (380) Female 45.7% (320) ♀

Race & Ethnicity

White: 97.4%Other: 0.7%Race
White97.4%
Other0.7%

Age Breakdown

Under 5
2%
5–17
17%
18–24
2%
25–44
21%
45–64
38%
65+
11%

Key Indicators

Median Age49.8 yrs ↑ 6% since 2019
Avg Household Size2.03
Below Poverty3.0% ▼ 70% below avg
College Grads41.5% ≈ Avg
Unemployment7.5% ▲ 54% above avg
No HS Diploma10 (2%)
HS Graduate171 (33.8%)
Some College59 (11.7%)
Associates56 (11.1%)
Bachelors39 (7.7%)
Graduate Degree171 (33.8%)

Education

No HS: 2%HS Grad: 33.8%Some College: 11.7%Associates: 11.1%Bachelors: 7.7%Graduate: 33.8%Edu
No HS2.0%
HS Grad33.8%
Some College11.7%
Associates11.1%
Bachelors7.7%
Graduate33.8%
Housing & Income

Housing Tenure

Owner: 85.2%Renter: 14.8%Tenure
Owner85.2%
Renter14.8%

Home Value Distribution

$50k–100k
4%
$100k–150k
5%
$150k–200k
13%
$200k–300k
47%
$300k–500k
24%
Over $500k
7%

Financials

Median HH Income$75,694 ≈ Avg ↑ 8% since 2019
Median Home Value$249,400 ▼ 11% below avg ↑ 47% since 2019
Home/Income Ratio3.3x (nat avg ~3.5x)
Median Rent$968/mo
Total Units361
Vacant Units16
Avg HH Size2.03

Income Distribution

Under $25k
11%
$25k–50k
20%
$50k–75k
16%
$75k–100k
17%
$100k–150k
23%
$150k–200k
8%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
94%
Walked
1%
Work From Home
5%

Commute Time

Under 15 min
9%
15–30 min
33%
30–45 min
20%
Over 45 min
39%
Housing Stock

Year Built

1940s–1950s
5%
1960s–1970s
14%
1980s–1990s
15%
2000+
66%

Summary

Total Units361
Vacant16
Owner Occupied85.2%
Renter Occupied14.8%
Avg HH Size2.03
Frequently Asked Questions
ZIP code 05492 is in Waterville, VT, in Lamoille County.
ZIP code 05492 is located in Vermont (VT).
ZIP code 05492 is in Lamoille County, VT.
ZIP 05492 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 05492 is 700 people (ACS 2023).
The median household income in ZIP code 05492 is $75,694 (ACS 2023).
The median home value in ZIP 05492 is $249,400 (ACS 2023).
About ZIP Code 05492

ZIP code 05492 is located in Waterville, Vermont, within Lamoille County. With a population of 700, this is a sparsely populated ZIP code with a mature community — the median age is 49.8 years. Economically, 05492 is a middle-income ZIP code: the median household income of $75,694 is near the national average.

Real estate in ZIP code 05492 represents an affordable housing market. The median home value of $249,400 is near the national average. Renters can expect to pay around $968 per month in median rent. Homeownership is strong here — 85.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 47% since 2019.

The population of 05492 is primarily White (97.43%). Residents are well-educated — 41.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 3.0%. Household income has grown by 8% since 2019.

The unemployment rate in 05492 stands at 7.5%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.

Overall, ZIP code 05492 in Waterville, VT is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 700 residents, a median household income of $75,694, and a median home value of $249,400, it offers a clear picture of life in this part of Vermont.