| ZIP Code | 05445 |
|---|---|
| City | Charlotte |
| State | Vermont (VT) |
| County | Chittenden County |
| Area Code | 802 |
| Elevation | 594 ft |
| Latitude | 44.305737 |
|---|---|
| Longitude | -73.235553 |
| Timezone | New York (DST) |
| FIPS | 50007 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.0 yrs |
|---|---|
| Avg Household Size | 2.23 |
| Below Poverty | 3.2% ▼ 68% below avg |
| College Grads | 69.5% ▲ 79% above avg |
| Unemployment | 1.3% ▼ 74% below avg |
| HS Graduate | 424 (15.6%) |
| Some College | 111 (4.1%) |
| Associates | 293 (10.8%) |
| Bachelors | 240 (8.8%) |
| Graduate Degree | 1,644 (60.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $136,385 ▲ 79% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $659,800 ▲ 137% above avg ↑ 23% since 2019 |
| Home/Income Ratio | 4.8x (nat avg ~3.5x) |
| Median Rent | $1,520/mo ↓ 15% since 2019 |
| Total Units | 2,098 |
| Vacant Units | 344 |
| Avg HH Size | 2.23 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,098 |
|---|---|
| Vacant | 344 |
| Owner Occupied | 94.4% |
| Renter Occupied | 5.6% |
| Avg HH Size | 2.23 |
ZIP code 05445 is located in Charlotte, Vermont, within Chittenden County. With a population of 3,905, this is a sparsely populated ZIP code with a mature community — the median age is 50 years. Economically, 05445 is a upper-middle-income ZIP code: the median household income of $136,385 is significantly above the national average.
Real estate in ZIP code 05445 represents a premium housing market. The median home value of $659,800 is more than double the national average. Renters can expect to pay around $1,520 per month in median rent. Homeownership is strong here — 94.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 05445 is primarily White (94.65%). Residents are highly educated — 69.5% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 3.2%. Household income has grown by 26% since 2019.
The unemployment rate in 05445 stands at 1.3%, which is well below the national average. About 25% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 60%.
Overall, ZIP code 05445 in Charlotte, VT is characterized as upper-middle-income, highly educated, a mature community, and predominantly owner-occupied. With 3,905 residents, a median household income of $136,385, and a median home value of $659,800, it offers a clear picture of life in this part of Vermont.