US ZIP Code
04978

Smithfield, ME

Somerset County  ·  Maine

● Active
👥 867 Population ↑ 13% since 2019
💰 $105,694 Median HH Income
▲ 39% above avg ↑ 51% since 2019
🎂 56.0 Median Age ↑ 4% since 2019
🏠 $231,300 Median Home Value
▼ 17% below avg ↑ 51% since 2019
🎓 49.9% College Grads
▲ 29% above avg
📊 4.7% Unemployment
≈ Avg ↓ 29% since 2019
ZIP Code Details
ZIP Code04978
CitySmithfield
StateMaine (ME)
CountySomerset County
Area Code207
Elevation265 ft
Latitude44.641819
Longitude-69.79989
TimezoneNew York (DST)
FIPS23025
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.5% (429) Female 50.5% (438) ♀

Race & Ethnicity

White: 95.2%Hispanic: 0.4%Other: 4.5%Race
White95.2%
Hispanic0.4%
Other4.5%

Age Breakdown

Under 5
3%
5–17
7%
18–24
4%
25–44
18%
45–64
36%
65+
19%

Key Indicators

Median Age56.0 yrs ↑ 4% since 2019
Avg Household Size2.05
Below Poverty4.7% ▼ 53% below avg
College Grads49.9% ▲ 29% above avg
Unemployment4.7% ≈ Avg
No HS Diploma4 (0.6%)
HS Graduate196 (27.2%)
Some College97 (13.5%)
Associates64 (8.9%)
Bachelors95 (13.2%)
Graduate Degree265 (36.8%)

Education

No HS: 0.6%HS Grad: 27.2%Some College: 13.5%Associates: 8.9%Bachelors: 13.2%Graduate: 36.8%Edu
No HS0.6%
HS Grad27.2%
Some College13.5%
Associates8.9%
Bachelors13.2%
Graduate36.8%
Housing & Income

Housing Tenure

Owner: 90.5%Renter: 9.5%Tenure
Owner90.5%
Renter9.5%

Home Value Distribution

Under $50k
4%
$50k–100k
7%
$100k–150k
14%
$150k–200k
8%
$200k–300k
39%
$300k–500k
14%
Over $500k
14%

Financials

Median HH Income$105,694 ▲ 39% above avg ↑ 51% since 2019
Median Home Value$231,300 ▼ 17% below avg ↑ 51% since 2019
Home/Income Ratio2.2x (nat avg ~3.5x)
Median Rent$1,107/mo ↑ 74% since 2019
Total Units704
Vacant Units283
Avg HH Size2.05

Income Distribution

Under $25k
5%
$25k–50k
11%
$50k–75k
16%
$75k–100k
14%
$100k–150k
24%
$150k–200k
19%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
77%
Walked
1%
Work From Home
22%

Commute Time

Under 15 min
10%
15–30 min
42%
30–45 min
35%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
6%
1960s–1970s
15%
1980s–1990s
17%
2000+
62%

Summary

Total Units704
Vacant283
Owner Occupied90.5%
Renter Occupied9.5%
Avg HH Size2.05
Frequently Asked Questions
ZIP code 04978 is in Smithfield, ME, in Somerset County.
ZIP code 04978 is located in Maine (ME).
ZIP code 04978 is in Somerset County, ME.
ZIP 04978 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 04978 is 867 people (ACS 2023).
The median household income in ZIP code 04978 is $105,694 (ACS 2023).
The median home value in ZIP 04978 is $231,300 (ACS 2023).
About ZIP Code 04978

ZIP code 04978 is located in Smithfield, Maine, within Somerset County. With a population of 867, this is a sparsely populated ZIP code with an older community — the median age is 56 years. Economically, 04978 is a upper-middle-income ZIP code: the median household income of $105,694 is above the national average.

Real estate in ZIP code 04978 represents an affordable housing market. The median home value of $231,300 is below the national average. Renters can expect to pay around $1,107 per month in median rent. Homeownership is strong here — 90.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 51% since 2019.

The population of 04978 is primarily White (95.16%). Residents are well-educated — 49.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 4.7%. Household income has grown by 51% since 2019.

The unemployment rate in 04978 stands at 4.7%, which is near the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 67%.

Overall, ZIP code 04978 in Smithfield, ME is characterized as upper-middle-income, well-educated, an older community, and predominantly owner-occupied. With 867 residents, a median household income of $105,694, and a median home value of $231,300, it offers a clear picture of life in this part of Maine.