US ZIP Code
04685

Swans Island, ME

Hancock County  ·  Maine

● Active
👥 388 Population ↓ 14% since 2019
💰 $78,125 Median HH Income
≈ Avg ↑ 12% since 2019
🎂 59.3 Median Age ↑ 13% since 2019
🏠 $316,300 Median Home Value
▲ 13% above avg ↑ 19% since 2019
🎓 46.2% College Grads
▲ 19% above avg
📊 1.4% Unemployment
▼ 71% below avg
ZIP Code Details
ZIP Code04685
CitySwans Island
StateMaine (ME)
CountyHancock County
Area Code207
Elevation49 ft
Latitude44.157979
Longitude-68.441976
TimezoneNew York (DST)
FIPS23009
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 52.6% (204) Female 47.4% (184) ♀

Race & Ethnicity

White: 88.9%Asian: 7.2%Other: 3.9%Race
White88.9%
Asian7.2%
Other3.9%

Age Breakdown

Under 5
2%
5–17
9%
18–24
3%
25–44
17%
45–64
40%
65+
12%

Key Indicators

Median Age59.3 yrs ↑ 13% since 2019
Avg Household Size2.05
Below Poverty2.8% ▼ 72% below avg
College Grads46.2% ▲ 19% above avg
Unemployment1.4% ▼ 71% below avg
No HS Diploma5 (1.7%)
HS Graduate118 (39.2%)
Some College16 (5.3%)
Associates23 (7.6%)
Bachelors25 (8.3%)
Graduate Degree114 (37.9%)

Education

No HS: 1.7%HS Grad: 39.2%Some College: 5.3%Associates: 7.6%Bachelors: 8.3%Graduate: 37.9%Edu
No HS1.7%
HS Grad39.2%
Some College5.3%
Associates7.6%
Bachelors8.3%
Graduate37.9%
Housing & Income

Housing Tenure

Owner: 93.1%Renter: 6.9%Tenure
Owner93.1%
Renter6.9%

Home Value Distribution

Under $50k
2%
$50k–100k
6%
$100k–150k
2%
$150k–200k
20%
$200k–300k
16%
$300k–500k
38%
Over $500k
16%

Financials

Median HH Income$78,125 ≈ Avg ↑ 12% since 2019
Median Home Value$316,300 ▲ 13% above avg ↑ 19% since 2019
Home/Income Ratio4.0x (nat avg ~3.5x)
Total Units502
Vacant Units313
Avg HH Size2.05

Income Distribution

Under $25k
10%
$25k–50k
16%
$50k–75k
23%
$75k–100k
18%
$100k–150k
4%
$150k–200k
16%
Over $200k
13%
Employment & Commute

How People Get to Work

Drove Alone
79%
Public Transit
1%
Walked
7%
Work From Home
12%

Commute Time

Under 15 min
85%
15–30 min
8%
30–45 min
5%
Over 45 min
2%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
1%
1960s–1970s
18%
1980s–1990s
21%
2000+
58%

Summary

Total Units502
Vacant313
Owner Occupied93.1%
Renter Occupied6.9%
Avg HH Size2.05
Frequently Asked Questions
ZIP code 04685 is in Swans Island, ME, in Hancock County.
ZIP code 04685 is located in Maine (ME).
ZIP code 04685 is in Hancock County, ME.
ZIP 04685 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 04685 is 388 people (ACS 2023).
The median household income in ZIP code 04685 is $78,125 (ACS 2023).
The median home value in ZIP 04685 is $316,300 (ACS 2023).
About ZIP Code 04685

ZIP code 04685 is located in Swans Island, Maine, within Hancock County. With a population of 388, this is a sparsely populated ZIP code with an older community — the median age is 59.3 years. Economically, 04685 is a middle-income ZIP code: the median household income of $78,125 is near the national average.

Real estate in ZIP code 04685 represents a mid-range housing market. The median home value of $316,300 is near the national average. Homeownership is strong here — 93.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 19% since 2019.

The population of 04685 is primarily White (88.92%). Residents are well-educated — 46.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 2.8%. Household income has grown by 12% since 2019.

The unemployment rate in 04685 stands at 1.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 61%.

Overall, ZIP code 04685 in Swans Island, ME is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 388 residents, a median household income of $78,125, and a median home value of $316,300, it offers a clear picture of life in this part of Maine.