| ZIP Code | 04086 |
|---|---|
| City | Topsham |
| State | Maine (ME) |
| County | Sagadahoc County |
| Area Code | 207 |
| Elevation | 98 ft |
| Latitude | 43.964977 |
|---|---|
| Longitude | -69.955624 |
| Timezone | New York (DST) |
| FIPS | 23023 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.3 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.35 |
| Below Poverty | 8.8% ▼ 12% below avg |
| College Grads | 54.7% ▲ 41% above avg |
| Unemployment | 3.4% ▼ 30% below avg |
| No HS Diploma | 60 (0.9%) |
| HS Graduate | 1,797 (26.2%) |
| Some College | 487 (7.1%) |
| Associates | 758 (11.1%) |
| Bachelors | 861 (12.6%) |
| Graduate Degree | 2,888 (42.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $82,356 ▲ 8% above avg ↑ 10% since 2019 |
|---|---|
| Median Home Value | $327,700 ▲ 18% above avg ↑ 41% since 2019 |
| Home/Income Ratio | 4.0x (nat avg ~3.5x) |
| Median Rent | $1,191/mo ↑ 30% since 2019 |
| Total Units | 4,389 |
| Vacant Units | 335 |
| Avg HH Size | 2.35 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,389 |
|---|---|
| Vacant | 335 |
| Owner Occupied | 79.1% |
| Renter Occupied | 20.9% |
| Avg HH Size | 2.35 |
ZIP code 04086 is located in Topsham, Maine, within Sagadahoc County. With a population of 9,644, this is a lightly populated ZIP code with a mature community — the median age is 46.3 years. Economically, 04086 is a middle-income ZIP code: the median household income of $82,356 is near the national average.
Real estate in ZIP code 04086 represents a mid-range housing market. The median home value of $327,700 is above the national average. Renters can expect to pay around $1,191 per month in median rent. Homeownership is strong here — 79.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 04086 is primarily White (91.04%). Residents are well-educated — 54.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.8%. Household income has grown by 10% since 2019.
The unemployment rate in 04086 stands at 3.4%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 04086 in Topsham, ME is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 9,644 residents, a median household income of $82,356, and a median home value of $327,700, it offers a clear picture of life in this part of Maine.