City

Atoka, TN

1 ZIP code  ·  Tipton County  ·  Tennessee

👥11,696Population
💰$90,451Median HH Income▲ 19% above avg
🎂39.5Median Age
🏠$283,200Median Home Value≈ Avg
🎓45.4%College Grads▲ 17% above avg
📊7.8%Unemployment▲ 59% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.3% Female 49.7% ♀

Race & Ethnicity

White: 81.1%Hispanic: 3.2%Black: 11.5%Asian: 1%Other: 3%Race
White81.1%
Hispanic3.2%
Black11.5%
Asian1.0%
Other3.0%

Age Breakdown

Under 5
5%
5–17
18%
18–24
7%
25–44
28%
45–64
30%
65+
6%

Key Indicators

Median Age39.5 yrs
Avg HH Size2.72
Below Poverty5.6% ▼ 44% below avg
College Grads45.4% ▲ 17% above avg
Unemployment7.8% ▲ 59% above avg
No HS Diploma58 (0.7%)
HS Graduate1,835 (23.2%)
Some College1,079 (13.6%)
Associates1,347 (17%)
Bachelors1,249 (15.8%)
Graduate Degree2,344 (29.6%)

Education

No HS: 0.7%HS Grad: 23.2%Some College: 13.6%Associates: 17%Bachelors: 15.8%Graduate: 29.6%Edu
No HS0.7%
HS Grad23.2%
Some College13.6%
Associates17.0%
Bachelors15.8%
Graduate29.6%
Housing & Income

Housing Tenure

Owner: 86.1%Renter: 13.9%Tenure
Owner86.1%
Renter13.9%

Home Value Distribution

Under $50k
4%
$100k–$150k
6%
$150k–$200k
11%
$200k–$300k
34%
$300k–$500k
39%
Over $500k
6%

Financials

Median HH Income$90,451 ▲ 19% above avg
Median Home Value$283,200 ≈ Avg
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$1,282/mo
Total Housing Units4,398
Vacant Units99

Income Distribution

Under $25k
8%
$25k–$50k
13%
$50k–$75k
19%
$75k–$100k
15%
$100k–$150k
26%
$150k–$200k
12%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
1%
Work From Home
9%

Commute Time

Under 15 min
9%
15–30 min
32%
30–45 min
21%
Over 45 min
38%
Housing Stock

Year Built

1940s–1950s
2%
1960s–1970s
4%
1980s–1990s
37%
2000+
56%
About Atoka, TN

Atoka is a city in Tennessee, located in Tipton County. The city spans 1 ZIP code and is home to approximately 11,696 residents. It is a middle-aged city, with a median age of 39.5 years.

Economically, Atoka is a middle-income community. The median household income of $90,451 is above the national average. Approximately 5.6% of residents live below the poverty line. The unemployment rate is 7.8%, significantly above the national average.

The real estate market in Atoka is a mid-range housing market. Median home values stand at $283,200, which is near the national average. Renters typically pay around $1,282 per month. Homeownership is high at 86.1%, typical of suburban and family-oriented communities.

The population of Atoka is well-educated. 45.4% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (81.06%).

Atoka, TN offers residents above-average earning potential within Tennessee.

ZIP Codes in Atoka
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
38004 11,696 $90,451 $283,200 $1,282 7.8% 45.4% 86.1%