| ZIP Code | 38004 |
|---|---|
| City | Atoka |
| State | Tennessee (TN) |
| County | Tipton County |
| Area Code | 901 |
| Elevation | 416 ft |
| Latitude | 35.412241 |
|---|---|
| Longitude | -89.759212 |
| Timezone | Chicago (DST) |
| FIPS | 47167 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.5 yrs ↑ 11% since 2019 |
|---|---|
| Avg Household Size | 2.72 |
| Below Poverty | 5.6% ▼ 44% below avg |
| College Grads | 45.4% ▲ 17% above avg |
| Unemployment | 7.8% ▲ 59% above avg |
| No HS Diploma | 58 (0.7%) |
| HS Graduate | 1,835 (23.2%) |
| Some College | 1,079 (13.6%) |
| Associates | 1,347 (17%) |
| Bachelors | 1,249 (15.8%) |
| Graduate Degree | 2,344 (29.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $90,451 ▲ 19% above avg |
|---|---|
| Median Home Value | $283,200 ≈ Avg ↑ 43% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,282/mo ↑ 9% since 2019 |
| Total Units | 4,398 |
| Vacant Units | 99 |
| Avg HH Size | 2.72 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,398 |
|---|---|
| Vacant | 99 |
| Owner Occupied | 86.1% |
| Renter Occupied | 13.9% |
| Avg HH Size | 2.72 |
ZIP code 38004 is located in Atoka, Tennessee, within Tipton County. With a population of 11,696, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.5 years. Economically, 38004 is a middle-income ZIP code: the median household income of $90,451 is above the national average.
Real estate in ZIP code 38004 represents a mid-range housing market. The median home value of $283,200 is near the national average. Renters can expect to pay around $1,282 per month in median rent. Homeownership is strong here — 86.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 43% since 2019.
The population of 38004 is primarily White (81.06%). Residents are well-educated — 45.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.6%.
The unemployment rate in 38004 stands at 7.8%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 38004 in Atoka, TN is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 11,696 residents, a median household income of $90,451, and a median home value of $283,200, it offers a clear picture of life in this part of Tennessee.