City

Spencer, SD

1 ZIP code  ·  McCook County  ·  South Dakota

👥318Population
💰$75,625Median HH Income≈ Avg
🎂41.7Median Age
🏠$199,200Median Home Value▼ 29% below avg
🎓34.6%College Grads▼ 11% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 54.7% Female 45.3% ♀

Race & Ethnicity

White: 94.7%Hispanic: 0.6%Other: 4.4%Race
White94.7%
Hispanic0.6%
Other4.4%

Age Breakdown

Under 5
5%
5–17
26%
18–24
6%
25–44
17%
45–64
27%
65+
6%

Key Indicators

Median Age41.7 yrs
Avg HH Size2.65
College Grads34.6% ▼ 11% below avg
HS Graduate67 (35.6%)
Some College14 (7.4%)
Associates42 (22.3%)
Bachelors21 (11.2%)
Graduate Degree44 (23.4%)

Education

HS Grad: 35.6%Some College: 7.4%Associates: 22.3%Bachelors: 11.2%Graduate: 23.4%Edu
HS Grad35.6%
Some College7.4%
Associates22.3%
Bachelors11.2%
Graduate23.4%
Housing & Income

Housing Tenure

Owner: 87.5%Renter: 12.5%Tenure
Owner87.5%
Renter12.5%

Home Value Distribution

Under $50k
7%
$50k–$100k
10%
$100k–$150k
10%
$150k–$200k
25%
$200k–$300k
22%
$300k–$500k
15%
Over $500k
12%

Financials

Median HH Income$75,625 ≈ Avg
Median Home Value$199,200 ▼ 29% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$425/mo
Total Housing Units143
Vacant Units23

Income Distribution

Under $25k
12%
$25k–$50k
11%
$50k–$75k
25%
$75k–$100k
6%
$100k–$150k
23%
$150k–$200k
14%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
83%
Walked
8%
Work From Home
9%

Commute Time

Under 15 min
19%
15–30 min
28%
30–45 min
47%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
13%
1960s–1970s
2%
1980s–1990s
17%
2000+
66%
About Spencer, SD

Spencer is a city in South Dakota, located in McCook County. The city spans 1 ZIP code and is home to approximately 318 residents. It is a middle-aged city, with a median age of 41.7 years.

Economically, Spencer is a middle-income community. The median household income of $75,625 is near the national average.

The real estate market in Spencer is an affordable housing market. Median home values stand at $199,200, which is below the national average. Renters typically pay around $425 per month. Homeownership is high at 87.5%, typical of suburban and family-oriented communities.

The population of Spencer is moderately educated. 34.6% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (94.65%).

Spencer, SD offers residents a cost-conscious lifestyle within South Dakota.

ZIP Codes in Spencer
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
57374 318 $75,625 $199,200 $425 0.0% 34.6% 87.5%