Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.9 yrs |
|---|---|
| Avg HH Size | 2.31 |
| Below Poverty | 8.1% ▼ 20% below avg |
| College Grads | 31.3% ▼ 19% below avg |
| Unemployment | 0.7% ▼ 85% below avg |
| No HS Diploma | 25 (3.1%) |
| HS Graduate | 295 (36.5%) |
| Some College | 76 (9.4%) |
| Associates | 159 (19.7%) |
| Bachelors | 75 (9.3%) |
| Graduate Degree | 178 (22%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,833 ≈ Avg |
|---|---|
| Median Home Value | $123,900 ▼ 56% below avg |
| Home/Income Ratio | 1.7x (nat avg ~3.5x) |
| Median Rent | $737/mo |
| Total Housing Units | 586 |
| Vacant Units | 66 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Harvard is a city in Nebraska, located in Clay County. The city spans 1 ZIP code and is home to approximately 1,230 residents. It is a middle-aged city, with a median age of 39.9 years.
Economically, Harvard is a solidly middle-class community. The median household income of $70,833 is near the national average. Approximately 8.1% of residents live below the poverty line. The unemployment rate is 0.7%, well below the national average.
The real estate market in Harvard is one of the more affordable housing markets in the country. Median home values stand at $123,900, which is well below the national average. Renters typically pay around $737 per month. Homeownership is high at 78.7%, typical of suburban and family-oriented communities.
The population of Harvard is moderately educated. 31.3% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (73.74%).
Harvard, NE offers residents a cost-conscious lifestyle within Nebraska.
| ZIP | Population | Median Income | Median Home | Median Rent | Unemp. | College | Owner Occ. |
|---|---|---|---|---|---|---|---|
| 68944 | 1,230 | $70,833 | $123,900 | $737 | 0.7% | 31.3% | 78.7% |