City

Underwood, ND

1 ZIP code  ·  McLean County  ·  North Dakota

👥1,005Population
💰$89,868Median HH Income▲ 18% above avg
🎂43.1Median Age
🏠$197,900Median Home Value▼ 29% below avg
🎓39.0%College Grads≈ Avg
📊4.8%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.3% Female 49.8% ♀

Race & Ethnicity

White: 90.7%Hispanic: 0.8%Black: 0.7%Asian: 0.4%Other: 6.9%Race
White90.7%
Hispanic0.8%
Black0.7%
Asian0.4%
Other6.9%

Age Breakdown

Under 5
3%
5–17
20%
18–24
10%
25–44
20%
45–64
29%
65+
10%

Key Indicators

Median Age43.1 yrs
Avg HH Size2.08
Below Poverty7.1% ▼ 29% below avg
College Grads39.0% ≈ Avg
Unemployment4.8% ≈ Avg
No HS Diploma1 (0.2%)
HS Graduate173 (26.4%)
Some College122 (18.6%)
Associates104 (15.9%)
Bachelors111 (16.9%)
Graduate Degree145 (22.1%)

Education

No HS: 0.2%HS Grad: 26.4%Some College: 18.6%Associates: 15.9%Bachelors: 16.9%Graduate: 22.1%Edu
No HS0.2%
HS Grad26.4%
Some College18.6%
Associates15.9%
Bachelors16.9%
Graduate22.1%
Housing & Income

Housing Tenure

Owner: 81.6%Renter: 18.4%Tenure
Owner81.6%
Renter18.4%

Home Value Distribution

Under $50k
20%
$50k–$100k
12%
$100k–$150k
7%
$150k–$200k
13%
$200k–$300k
30%
$300k–$500k
16%
Over $500k
2%

Financials

Median HH Income$89,868 ▲ 18% above avg
Median Home Value$197,900 ▼ 29% below avg
Home/Income Ratio2.2x (nat avg ~3.5x)
Median Rent$808/mo
Total Housing Units524
Vacant Units40

Income Distribution

Under $25k
11%
$25k–$50k
8%
$50k–$75k
17%
$75k–$100k
20%
$100k–$150k
14%
$150k–$200k
24%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
1%
Walked
7%
Work From Home
6%

Commute Time

Under 15 min
38%
15–30 min
25%
30–45 min
8%
Over 45 min
29%
Housing Stock

Year Built

Before 1940
12%
1940s–1950s
7%
1960s–1970s
22%
1980s–1990s
2%
2000+
57%
About Underwood, ND

Underwood is a city in North Dakota, located in McLean County. The city spans 1 ZIP code and is home to approximately 1,005 residents. It is a middle-aged city, with a median age of 43.1 years.

Economically, Underwood is a middle-income community. The median household income of $89,868 is above the national average. Approximately 7.1% of residents live below the poverty line. The unemployment rate is 4.8%, near the national average.

The real estate market in Underwood is an affordable housing market. Median home values stand at $197,900, which is below the national average. Renters typically pay around $808 per month. Homeownership is high at 81.6%, typical of suburban and family-oriented communities.

The population of Underwood is moderately educated. 39.0% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (90.65%).

Underwood, ND offers residents above-average earning potential within North Dakota.

ZIP Codes in Underwood
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
58576 1,005 $89,868 $197,900 $808 4.8% 39.0% 81.6%