City

Howard City, MI

1 ZIP code  ·  Montcalm County  ·  Michigan

👥9,030Population
💰$71,585Median HH Income≈ Avg
🎂37.7Median Age
🏠$190,900Median Home Value▼ 32% below avg
🎓22.6%College Grads▼ 42% below avg
📊2.3%Unemployment▼ 52% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 57.1% Female 42.9% ♀

Race & Ethnicity

White: 86.5%Hispanic: 2.3%Black: 6.5%Asian: 0.2%Other: 4%Race
White86.5%
Hispanic2.3%
Black6.5%
Asian0.2%
Other4.0%

Age Breakdown

Under 5
4%
5–17
17%
18–24
9%
25–44
30%
45–64
30%
65+
5%

Key Indicators

Median Age37.7 yrs
Avg HH Size2.67
Below Poverty8.7% ▼ 13% below avg
College Grads22.6% ▼ 42% below avg
Unemployment2.3% ▼ 52% below avg
No HS Diploma222 (3.8%)
HS Graduate2,456 (42.3%)
Some College991 (17%)
Associates829 (14.3%)
Bachelors394 (6.8%)
Graduate Degree921 (15.8%)

Education

No HS: 3.8%HS Grad: 42.3%Some College: 17%Associates: 14.3%Bachelors: 6.8%Graduate: 15.8%Edu
No HS3.8%
HS Grad42.3%
Some College17.0%
Associates14.3%
Bachelors6.8%
Graduate15.8%
Housing & Income

Housing Tenure

Owner: 88%Renter: 12%Tenure
Owner88.0%
Renter12.0%

Home Value Distribution

Under $50k
5%
$50k–$100k
16%
$100k–$150k
15%
$150k–$200k
18%
$200k–$300k
26%
$300k–$500k
13%
Over $500k
7%

Financials

Median HH Income$71,585 ≈ Avg
Median Home Value$190,900 ▼ 32% below avg
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$870/mo
Total Housing Units3,824
Vacant Units451

Income Distribution

Under $25k
14%
$25k–$50k
11%
$50k–$75k
27%
$75k–$100k
18%
$100k–$150k
21%
$150k–$200k
5%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
90%
Walked
2%
Work From Home
8%

Commute Time

Under 15 min
20%
15–30 min
18%
30–45 min
29%
Over 45 min
32%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
4%
1960s–1970s
12%
1980s–1990s
29%
2000+
55%
About Howard City, MI

Howard City is a city in Michigan, located in Montcalm County. The city spans 1 ZIP code and is home to approximately 9,030 residents. It is a relatively young city, with a median age of 37.7 years.

Economically, Howard City is a solidly middle-class community. The median household income of $71,585 is near the national average. Approximately 8.7% of residents live below the poverty line. The unemployment rate is 2.3%, well below the national average.

The real estate market in Howard City is an affordable housing market. Median home values stand at $190,900, which is below the national average. Renters typically pay around $870 per month. Homeownership is high at 88.0%, typical of suburban and family-oriented communities.

The population of Howard City is less-educated. 22.6% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (86.51%).

Howard City, MI offers residents a cost-conscious lifestyle within Michigan.

ZIP Codes in Howard City
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
49329 9,030 $71,585 $190,900 $870 2.3% 22.6% 88.0%