City

Harbor Springs, MI

1 ZIP code  ·  Emmet County  ·  Michigan

👥7,277Population
💰$85,230Median HH Income▲ 12% above avg
🎂55.0Median Age
🏠$332,600Median Home Value▲ 19% above avg
🎓54.8%College Grads▲ 41% above avg
📊3.9%Unemployment▼ 19% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 52.9% Female 47.1% ♀

Race & Ethnicity

White: 88%Hispanic: 3.4%Black: 1.6%Asian: 0.2%Other: 4.9%Race
White88.0%
Hispanic3.4%
Black1.6%
Asian0.2%
Other4.9%

Age Breakdown

Under 5
4%
5–17
11%
18–24
5%
25–44
20%
45–64
28%
65+
16%

Key Indicators

Median Age55.0 yrs
Avg HH Size2.25
Below Poverty6.9% ▼ 31% below avg
College Grads54.8% ▲ 41% above avg
Unemployment3.9% ▼ 19% below avg
No HS Diploma35 (0.6%)
HS Graduate1,126 (19.9%)
Some College507 (9%)
Associates890 (15.7%)
Bachelors532 (9.4%)
Graduate Degree2,567 (45.4%)

Education

No HS: 0.6%HS Grad: 19.9%Some College: 9%Associates: 15.7%Bachelors: 9.4%Graduate: 45.4%Edu
No HS0.6%
HS Grad19.9%
Some College9.0%
Associates15.7%
Bachelors9.4%
Graduate45.4%
Housing & Income

Housing Tenure

Owner: 88.8%Renter: 11.2%Tenure
Owner88.8%
Renter11.2%

Home Value Distribution

Under $50k
2%
$50k–$100k
2%
$100k–$150k
6%
$150k–$200k
8%
$200k–$300k
27%
$300k–$500k
29%
Over $500k
26%

Financials

Median HH Income$85,230 ▲ 12% above avg
Median Home Value$332,600 ▲ 19% above avg
Home/Income Ratio3.9x (nat avg ~3.5x)
Median Rent$997/mo
Total Housing Units6,057
Vacant Units2,864

Income Distribution

Under $25k
14%
$25k–$50k
12%
$50k–$75k
17%
$75k–$100k
15%
$100k–$150k
18%
$150k–$200k
8%
Over $200k
16%
Employment & Commute

How People Get to Work

Drove Alone
83%
Public Transit
1%
Walked
1%
Work From Home
15%

Commute Time

Under 15 min
37%
15–30 min
42%
30–45 min
12%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
4%
1960s–1970s
17%
1980s–1990s
23%
2000+
55%
About Harbor Springs, MI

Harbor Springs is a city in Michigan, located in Emmet County. The city spans 1 ZIP code and is home to approximately 7,277 residents. It is an older city, with a median age of 55 years.

Economically, Harbor Springs is a middle-income community. The median household income of $85,230 is near the national average. Approximately 6.9% of residents live below the poverty line. The unemployment rate is 3.9%, below the national average.

The real estate market in Harbor Springs is a mid-range housing market. Median home values stand at $332,600, which is above the national average. Renters typically pay around $997 per month. Homeownership is high at 88.8%, typical of suburban and family-oriented communities.

The population of Harbor Springs is well-educated. 54.8% of adults hold a bachelor's degree or higher — above the national average. The community is primarily White (88.04%).

Harbor Springs, MI offers residents above-average earning potential within Michigan.

ZIP Codes in Harbor Springs
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
49740 7,277 $85,230 $332,600 $997 3.9% 54.8% 88.8%