City

Waterloo, AL

1 ZIP code  ·  Lauderdale County  ·  Alabama

👥1,874Population
💰$48,350Median HH Income▼ 37% below avg
🎂43.2Median Age
🏠$190,400Median Home Value▼ 32% below avg
🎓33.7%College Grads▼ 13% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.2% Female 49.8% ♀

Race & Ethnicity

White: 99.4%Hispanic: 0.1%Asian: 0.5%Other: 0.1%Race
White99.4%
Hispanic0.1%
Asian0.5%
Other0.1%

Age Breakdown

Under 5
2%
5–17
17%
18–24
17%
25–44
17%
45–64
24%
65+
14%

Key Indicators

Median Age43.2 yrs
Avg HH Size2.85
Below Poverty8.2% ▼ 18% below avg
College Grads33.7% ▼ 13% below avg
No HS Diploma23 (2.3%)
HS Graduate305 (30.7%)
Some College156 (15.7%)
Associates175 (17.6%)
Bachelors182 (18.3%)
Graduate Degree153 (15.4%)

Education

No HS: 2.3%HS Grad: 30.7%Some College: 15.7%Associates: 17.6%Bachelors: 18.3%Graduate: 15.4%Edu
No HS2.3%
HS Grad30.7%
Some College15.7%
Associates17.6%
Bachelors18.3%
Graduate15.4%
Housing & Income

Housing Tenure

Owner: 93%Renter: 7%Tenure
Owner93.0%
Renter7.0%

Home Value Distribution

Under $50k
15%
$50k–$100k
14%
$100k–$150k
15%
$150k–$200k
8%
$200k–$300k
21%
$300k–$500k
12%
Over $500k
14%

Financials

Median HH Income$48,350 ▼ 37% below avg
Median Home Value$190,400 ▼ 32% below avg
Home/Income Ratio3.9x (nat avg ~3.5x)
Median Rent$642/mo
Total Housing Units1,064
Vacant Units407

Income Distribution

Under $25k
18%
$25k–$50k
35%
$50k–$75k
8%
$75k–$100k
13%
$100k–$150k
14%
$150k–$200k
7%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
78%
Work From Home
22%

Commute Time

Under 15 min
9%
15–30 min
11%
30–45 min
58%
Over 45 min
23%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
11%
1960s–1970s
17%
1980s–1990s
14%
2000+
57%
About Waterloo, AL

Waterloo is a city in Alabama, located in Lauderdale County. The city spans 1 ZIP code and is home to approximately 1,874 residents. It is a middle-aged city, with a median age of 43.2 years.

Economically, Waterloo is a working-class community. The median household income of $48,350 is below the national average. Approximately 8.2% of residents live below the poverty line.

The real estate market in Waterloo is an affordable housing market. Median home values stand at $190,400, which is below the national average. Renters typically pay around $642 per month. Homeownership is high at 93.0%, typical of suburban and family-oriented communities.

The population of Waterloo is moderately educated. 33.7% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (99.41%).

Waterloo, AL offers residents a cost-conscious lifestyle within Alabama.

ZIP Codes in Waterloo
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
35677 1,874 $48,350 $190,400 $642 0.0% 33.7% 93.0%