US ZIP Code
35677

Waterloo, AL

Lauderdale County  ·  Alabama

● Active
👥 1,874 Population ↑ 18% since 2019
💰 $48,350 Median HH Income
▼ 37% below avg ↑ 27% since 2019
🎂 43.2 Median Age ↑ 14% since 2019
🏠 $190,400 Median Home Value
▼ 32% below avg ↑ 116% since 2019
🎓 33.7% College Grads
▼ 13% below avg
📊 0.0% Unemployment
▼ 100% below avg ↓ 100% since 2019
ZIP Code Details
ZIP Code35677
CityWaterloo
StateAlabama (AL)
CountyLauderdale County
Area Code256
Elevation570 ft
Latitude34.952582
Longitude-88.024682
TimezoneChicago (DST)
FIPS01077
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.2% (940) Female 49.8% (934) ♀

Race & Ethnicity

White: 99.4%Hispanic: 0.1%Asian: 0.5%Other: 0.1%Race
White99.4%
Hispanic0.1%
Asian0.5%
Other0.1%

Age Breakdown

Under 5
2%
5–17
17%
18–24
17%
25–44
17%
45–64
24%
65+
14%

Key Indicators

Median Age43.2 yrs ↑ 14% since 2019
Avg Household Size2.85
Below Poverty8.2% ▼ 18% below avg
College Grads33.7% ▼ 13% below avg
Unemployment0.0% ▼ 100% below avg
No HS Diploma23 (2.3%)
HS Graduate305 (30.7%)
Some College156 (15.7%)
Associates175 (17.6%)
Bachelors182 (18.3%)
Graduate Degree153 (15.4%)

Education

No HS: 2.3%HS Grad: 30.7%Some College: 15.7%Associates: 17.6%Bachelors: 18.3%Graduate: 15.4%Edu
No HS2.3%
HS Grad30.7%
Some College15.7%
Associates17.6%
Bachelors18.3%
Graduate15.4%
Housing & Income

Housing Tenure

Owner: 93%Renter: 7%Tenure
Owner93.0%
Renter7.0%

Home Value Distribution

Under $50k
15%
$50k–100k
14%
$100k–150k
15%
$150k–200k
8%
$200k–300k
21%
$300k–500k
12%
Over $500k
14%

Financials

Median HH Income$48,350 ▼ 37% below avg ↑ 27% since 2019
Median Home Value$190,400 ▼ 32% below avg ↑ 116% since 2019
Home/Income Ratio3.9x (nat avg ~3.5x)
Median Rent$642/mo ↓ 24% since 2019
Total Units1,064
Vacant Units407
Avg HH Size2.85

Income Distribution

Under $25k
18%
$25k–50k
35%
$50k–75k
8%
$75k–100k
13%
$100k–150k
14%
$150k–200k
7%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
78%
Work From Home
22%

Commute Time

Under 15 min
9%
15–30 min
11%
30–45 min
58%
Over 45 min
23%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
11%
1960s–1970s
17%
1980s–1990s
14%
2000+
57%

Summary

Total Units1,064
Vacant407
Owner Occupied93.0%
Renter Occupied7.0%
Avg HH Size2.85
Frequently Asked Questions
ZIP code 35677 is in Waterloo, AL, in Lauderdale County.
ZIP code 35677 is located in Alabama (AL).
ZIP code 35677 is in Lauderdale County, AL.
ZIP 35677 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 35677 is 1,874 people (ACS 2023).
The median household income in ZIP code 35677 is $48,350 (ACS 2023).
The median home value in ZIP 35677 is $190,400 (ACS 2023).
About ZIP Code 35677

ZIP code 35677 is located in Waterloo, Alabama, within Lauderdale County. With a population of 1,874, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.2 years. Economically, 35677 is a working-class ZIP code: the median household income of $48,350 is below the national average.

Real estate in ZIP code 35677 represents an affordable housing market. The median home value of $190,400 is below the national average. Renters can expect to pay around $642 per month in median rent. Homeownership is strong here — 93.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 116% since 2019.

The population of 35677 is primarily White (99.41%). Residents are moderately educated — 33.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.2%. Household income has grown by 27% since 2019.

About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 58%.

Overall, ZIP code 35677 in Waterloo, AL is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,874 residents, a median household income of $48,350, and a median home value of $190,400, it offers a clear picture of life in this part of Alabama.