| ZIP Code | 99645 |
|---|---|
| City | Palmer |
| State | Alaska (AK) |
| County | Matanuska-Susitna Borough County |
| Area Code | 907 |
| Elevation | 3,690 ft |
| Latitude | 61.62442 |
|---|---|
| Longitude | -148.982077 |
| Timezone | Anchorage (DST) |
| FIPS | 02170 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.5 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.78 |
| Below Poverty | 8.5% ▼ 15% below avg |
| College Grads | 43.4% ▲ 12% above avg |
| Unemployment | 5.5% ▲ 12% above avg |
| No HS Diploma | 146 (0.7%) |
| HS Graduate | 4,728 (23.8%) |
| Some College | 2,875 (14.5%) |
| Associates | 3,468 (17.5%) |
| Bachelors | 2,428 (12.2%) |
| Graduate Degree | 6,185 (31.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $97,069 ▲ 27% above avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $338,400 ▲ 21% above avg ↑ 30% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $1,309/mo ↑ 18% since 2019 |
| Total Units | 12,021 |
| Vacant Units | 954 |
| Avg HH Size | 2.78 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,021 |
|---|---|
| Vacant | 954 |
| Owner Occupied | 78.6% |
| Renter Occupied | 21.4% |
| Avg HH Size | 2.78 |
ZIP code 99645 is located in Palmer, Alaska, within Matanuska-Susitna Borough County. With a population of 31,494, this is a moderately populated ZIP code with a relatively young community — the median age is 36.5 years. Economically, 99645 is a middle-income ZIP code: the median household income of $97,069 is above the national average.
Real estate in ZIP code 99645 represents a mid-range housing market. The median home value of $338,400 is above the national average. Renters can expect to pay around $1,309 per month in median rent. Homeownership is strong here — 78.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 99645 is primarily White (75.29%). Residents are well-educated — 43.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.5%. Household income has grown by 20% since 2019.
The unemployment rate in 99645 stands at 5.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 99645 in Palmer, AK is characterized as middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 31,494 residents, a median household income of $97,069, and a median home value of $338,400, it offers a clear picture of life in this part of Alaska.