| ZIP Code | 96740 |
|---|---|
| City | Kailua Kona |
| State | Hawaii (HI) |
| County | Hawaii County |
| Area Code | 808 |
| Elevation | 6,609 ft |
| Latitude | 19.75682 |
|---|---|
| Longitude | -155.919968 |
| Timezone | Honolulu |
| FIPS | 15001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.2 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.86 |
| Below Poverty | 12.4% ▲ 24% above avg |
| College Grads | 45.5% ▲ 17% above avg |
| Unemployment | 3.8% ▼ 22% below avg |
| No HS Diploma | 327 (1.1%) |
| HS Graduate | 7,383 (25.7%) |
| Some College | 3,149 (11%) |
| Associates | 4,807 (16.7%) |
| Bachelors | 2,925 (10.2%) |
| Graduate Degree | 10,135 (35.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $94,091 ▲ 23% above avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $730,600 ▲ 162% above avg ↑ 28% since 2019 |
| Home/Income Ratio | 7.8x (nat avg ~3.5x) |
| Median Rent | $1,692/mo ↑ 21% since 2019 |
| Total Units | 19,119 |
| Vacant Units | 4,970 |
| Avg HH Size | 2.86 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 19,119 |
|---|---|
| Vacant | 4,970 |
| Owner Occupied | 70.9% |
| Renter Occupied | 29.2% |
| Avg HH Size | 2.86 |
ZIP code 96740 is located in Kailua Kona, Hawaii, within Hawaii County. With a population of 40,805, this is a highly populated ZIP code with a middle-aged community — the median age is 43.2 years. Economically, 96740 is a middle-income ZIP code: the median household income of $94,091 is above the national average.
Real estate in ZIP code 96740 represents a premium housing market. The median home value of $730,600 is more than double the national average. Renters can expect to pay around $1,692 per month in median rent. Homeownership is strong here — 70.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 96740 is racially diverse, with White as the largest group at 43.6%. Residents are well-educated — 45.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 12.4%. Household income has grown by 18% since 2019.
The unemployment rate in 96740 stands at 3.8%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 67%.
Overall, ZIP code 96740 in Kailua Kona, HI is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 40,805 residents, a median household income of $94,091, and a median home value of $730,600, it offers a clear picture of life in this part of Hawaii.