| ZIP Code | 96738 |
|---|---|
| City | Waikoloa |
| State | Hawaii (HI) |
| County | Hawaii County |
| Area Code | 808 |
| Elevation | 509 ft |
| Latitude | 19.871941 |
|---|---|
| Longitude | -155.802163 |
| Timezone | Honolulu |
| FIPS | 15001 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.3 yrs ↑ 10% since 2019 |
|---|---|
| Avg Household Size | 2.75 |
| Below Poverty | 7.7% ▼ 23% below avg |
| College Grads | 48.3% ▲ 25% above avg |
| Unemployment | 10.1% ▲ 106% above avg |
| HS Graduate | 1,159 (22.2%) |
| Some College | 672 (12.9%) |
| Associates | 865 (16.6%) |
| Bachelors | 718 (13.8%) |
| Graduate Degree | 1,802 (34.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $90,545 ▲ 19% above avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $686,700 ▲ 146% above avg ↑ 56% since 2019 |
| Home/Income Ratio | 7.6x (nat avg ~3.5x) |
| Median Rent | $2,251/mo ↑ 44% since 2019 |
| Total Units | 4,751 |
| Vacant Units | 2,056 |
| Avg HH Size | 2.75 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,751 |
|---|---|
| Vacant | 2,056 |
| Owner Occupied | 78.4% |
| Renter Occupied | 21.6% |
| Avg HH Size | 2.75 |
ZIP code 96738 is located in Waikoloa, Hawaii, within Hawaii County. With a population of 7,407, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.3 years. Economically, 96738 is a middle-income ZIP code: the median household income of $90,545 is above the national average.
Real estate in ZIP code 96738 represents a premium housing market. The median home value of $686,700 is more than double the national average. Renters can expect to pay around $2,251 per month in median rent. Homeownership is strong here — 78.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 56% since 2019.
The population of 96738 is racially diverse, with White as the largest group at 46.8%. Residents are well-educated — 48.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.7%. Household income has grown by 21% since 2019.
The unemployment rate in 96738 stands at 10.1%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 96738 in Waikoloa, HI is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 7,407 residents, a median household income of $90,545, and a median home value of $686,700, it offers a clear picture of life in this part of Hawaii.