| ZIP Code | 87321 |
|---|---|
| City | Ramah |
| State | New Mexico (NM) |
| County | McKinley County |
| Area Code | 505 |
| Elevation | 6,876 ft |
| Latitude | 35.065303 |
|---|---|
| Longitude | -108.405061 |
| Timezone | Denver (DST) |
| FIPS | 35031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.2 yrs ↑ 23% since 2019 |
|---|---|
| Avg Household Size | 2.93 |
| Below Poverty | 16.5% ▲ 65% above avg |
| College Grads | 51.4% ▲ 33% above avg |
| Unemployment | 13.4% ▲ 174% above avg |
| No HS Diploma | 77 (4.3%) |
| HS Graduate | 350 (19.7%) |
| Some College | 58 (3.3%) |
| Associates | 380 (21.3%) |
| Bachelors | 317 (17.8%) |
| Graduate Degree | 599 (33.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,345 ▼ 21% below avg ↑ 95% since 2019 |
|---|---|
| Median Home Value | $160,200 ▼ 43% below avg ↑ 79% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $1,348/mo ↑ 204% since 2019 |
| Total Units | 1,038 |
| Vacant Units | 226 |
| Avg HH Size | 2.93 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,038 |
|---|---|
| Vacant | 226 |
| Owner Occupied | 70.9% |
| Renter Occupied | 29.1% |
| Avg HH Size | 2.93 |
ZIP code 87321 is located in Ramah, New Mexico, within McKinley County. With a population of 2,401, this is a sparsely populated ZIP code with a mature community — the median age is 54.2 years. Economically, 87321 is a solidly middle-class ZIP code: the median household income of $60,345 is below the national average.
Real estate in ZIP code 87321 represents an affordable housing market. The median home value of $160,200 is below the national average. Renters can expect to pay around $1,348 per month in median rent. Homeownership is strong here — 70.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 79% since 2019.
The population of 87321 is racially diverse, with White as the largest group at 44.6%. Residents are well-educated — 51.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 16.5%. Household income has grown by 95% since 2019.
The unemployment rate in 87321 stands at 13.4%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 65%.
Overall, ZIP code 87321 in Ramah, NM is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 2,401 residents, a median household income of $60,345, and a median home value of $160,200, it offers a clear picture of life in this part of New Mexico.