| ZIP Code | 68981 |
|---|---|
| City | Upland |
| State | Nebraska (NE) |
| County | Franklin County |
| Area Code | 308 |
| Elevation | 2,153 ft |
| Latitude | 40.286007 |
|---|---|
| Longitude | -98.892394 |
| Timezone | Chicago (DST) |
| FIPS | 31061 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.5 yrs |
|---|---|
| Avg Household Size | 1.95 |
| Below Poverty | 32.6% ▲ 226% above avg |
| College Grads | 41.2% ≈ Avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 51 (37.5%) |
| Some College | 16 (11.8%) |
| Associates | 13 (9.6%) |
| Bachelors | 39 (28.7%) |
| Graduate Degree | 17 (12.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,500 ▼ 31% below avg ↓ 14% since 2019 |
|---|---|
| Median Home Value | $89,300 ▼ 68% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 1.7x (nat avg ~3.5x) |
| Total Units | 121 |
| Vacant Units | 33 |
| Avg HH Size | 1.95 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 121 |
|---|---|
| Vacant | 33 |
| Owner Occupied | 78.4% |
| Renter Occupied | 21.6% |
| Avg HH Size | 1.95 |
ZIP code 68981 is located in Upland, Nebraska, within Franklin County. With a population of 172, this is a sparsely populated ZIP code with a mature community — the median age is 51.5 years. Economically, 68981 is a working-class ZIP code: the median household income of $52,500 is below the national average.
Real estate in ZIP code 68981 represents one of the more affordable housing markets in the country. The median home value of $89,300 is well below the national average. Homeownership is strong here — 78.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 68981 is primarily White (97.09%). Residents are well-educated — 41.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 32.6%. Household income has declined by 14% since 2019.
As in most parts of the country, driving alone is the dominant commute mode at 63%.
Overall, ZIP code 68981 in Upland, NE is characterized as working-class, well-educated, a mature community, and predominantly owner-occupied. With 172 residents, a median household income of $52,500, and a median home value of $89,300, it offers a clear picture of life in this part of Nebraska.