| ZIP Code | 68970 |
|---|---|
| City | Red Cloud |
| State | Nebraska (NE) |
| County | Webster County |
| Area Code | 402 |
| Elevation | 1,714 ft |
| Latitude | 40.10798 |
|---|---|
| Longitude | -98.529779 |
| Timezone | Chicago (DST) |
| FIPS | 31181 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.2 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.16 |
| Below Poverty | 10.1% ≈ Avg |
| College Grads | 30.8% ▼ 20% below avg |
| Unemployment | 0.5% ▼ 91% below avg |
| No HS Diploma | 4 (0.5%) |
| HS Graduate | 333 (38.1%) |
| Some College | 113 (12.9%) |
| Associates | 154 (17.6%) |
| Bachelors | 125 (14.3%) |
| Graduate Degree | 144 (16.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,250 ▼ 21% below avg ↑ 56% since 2019 |
|---|---|
| Median Home Value | $72,400 ▼ 74% below avg ↑ 22% since 2019 |
| Home/Income Ratio | 1.2x (nat avg ~3.5x) |
| Median Rent | $548/mo ↑ 57% since 2019 |
| Total Units | 695 |
| Vacant Units | 140 |
| Avg HH Size | 2.16 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 695 |
|---|---|
| Vacant | 140 |
| Owner Occupied | 76.8% |
| Renter Occupied | 23.2% |
| Avg HH Size | 2.16 |
ZIP code 68970 is located in Red Cloud, Nebraska, within Webster County. With a population of 1,243, this is a sparsely populated ZIP code with a mature community — the median age is 49.2 years. Economically, 68970 is a solidly middle-class ZIP code: the median household income of $60,250 is below the national average.
Real estate in ZIP code 68970 represents one of the more affordable housing markets in the country. The median home value of $72,400 is well below the national average. Renters can expect to pay around $548 per month in median rent. Homeownership is strong here — 76.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 22% since 2019.
The population of 68970 is primarily White (89.94%). Residents are moderately educated — 30.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 10.1%. Household income has grown by 56% since 2019.
The unemployment rate in 68970 stands at 0.5%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 68970 in Red Cloud, NE is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 1,243 residents, a median household income of $60,250, and a median home value of $72,400, it offers a clear picture of life in this part of Nebraska.