| ZIP Code | 68945 |
|---|---|
| City | Heartwell |
| State | Nebraska (NE) |
| County | Kearney County |
| Area Code | 308 |
| Elevation | 2,078 ft |
| Latitude | 40.560983 |
|---|---|
| Longitude | -98.773268 |
| Timezone | Chicago (DST) |
| FIPS | 31099 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 27.5 yrs ↓ 33% since 2019 |
|---|---|
| Avg Household Size | 2.16 |
| Below Poverty | 16.7% ▲ 67% above avg |
| College Grads | 41.0% ≈ Avg |
| Unemployment | 5.9% ▲ 21% above avg |
| HS Graduate | 36 (43.4%) |
| Some College | 8 (9.6%) |
| Associates | 5 (6%) |
| Bachelors | 19 (22.9%) |
| Graduate Degree | 15 (18.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,036 ▼ 17% below avg ↑ 4% since 2019 |
|---|---|
| Median Home Value | $312,500 ▲ 12% above avg ↑ 80% since 2019 |
| Home/Income Ratio | 5.0x (nat avg ~3.5x) |
| Median Rent | $825/mo ↑ 9% since 2019 |
| Total Units | 75 |
| Avg HH Size | 2.16 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 75 |
|---|---|
| Owner Occupied | 57.3% |
| Renter Occupied | 42.7% |
| Avg HH Size | 2.16 |
ZIP code 68945 is located in Heartwell, Nebraska, within Kearney County. With a population of 162, this is a sparsely populated ZIP code with a young community — the median age is 27.5 years. Economically, 68945 is a solidly middle-class ZIP code: the median household income of $63,036 is below the national average.
Real estate in ZIP code 68945 represents a mid-range housing market. The median home value of $312,500 is near the national average. Renters can expect to pay around $825 per month in median rent. The area has a relatively balanced mix of owners (57.3%) and renters (42.7%). Median home values have increased by 80% since 2019.
The population of 68945 is primarily White (100.00%). Residents are well-educated — 41.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 16.7%. Household income has grown by 4% since 2019.
The unemployment rate in 68945 stands at 5.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 68945 in Heartwell, NE is characterized as solidly middle-class, well-educated, and a young community. With 162 residents, a median household income of $63,036, and a median home value of $312,500, it offers a clear picture of life in this part of Nebraska.