| ZIP Code | 68865 |
|---|---|
| City | Phillips |
| State | Nebraska (NE) |
| County | Hamilton County |
| Area Code | 308/402 |
| Elevation | 1,858 ft |
| Latitude | 40.896469 |
|---|---|
| Longitude | -98.178732 |
| Timezone | Chicago (DST) |
| FIPS | 31081 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.8 yrs ↑ 19% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 8.6% ▼ 14% below avg |
| College Grads | 36.9% ≈ Avg |
| Unemployment | 6.1% ▲ 25% above avg |
| No HS Diploma | 29 (3.8%) |
| HS Graduate | 216 (27.9%) |
| Some College | 78 (10.1%) |
| Associates | 165 (21.3%) |
| Bachelors | 67 (8.7%) |
| Graduate Degree | 218 (28.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $107,083 ▲ 40% above avg ↑ 47% since 2019 |
|---|---|
| Median Home Value | $281,900 ≈ Avg ↑ 64% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $788/mo ↑ 20% since 2019 |
| Total Units | 485 |
| Vacant Units | 45 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 485 |
|---|---|
| Vacant | 45 |
| Owner Occupied | 88.6% |
| Renter Occupied | 11.4% |
| Avg HH Size | 2.39 |
ZIP code 68865 is located in Phillips, Nebraska, within Hamilton County. With a population of 1,050, this is a sparsely populated ZIP code with a mature community — the median age is 49.8 years. Economically, 68865 is a upper-middle-income ZIP code: the median household income of $107,083 is above the national average.
Real estate in ZIP code 68865 represents a mid-range housing market. The median home value of $281,900 is near the national average. Renters can expect to pay around $788 per month in median rent. Homeownership is strong here — 88.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 64% since 2019.
The population of 68865 is primarily White (88.48%). Residents are moderately educated — 36.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.6%. Household income has grown by 47% since 2019.
The unemployment rate in 68865 stands at 6.1%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 68865 in Phillips, NE is characterized as upper-middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 1,050 residents, a median household income of $107,083, and a median home value of $281,900, it offers a clear picture of life in this part of Nebraska.