| ZIP Code | 68648 |
|---|---|
| City | Morse Bluff |
| State | Nebraska (NE) |
| County | Saunders County |
| Area Code | 402 |
| Elevation | 1,447 ft |
| Latitude | 41.401381 |
|---|---|
| Longitude | -96.780226 |
| Timezone | Chicago (DST) |
| FIPS | 31155 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 65.2 yrs ↑ 38% since 2019 |
|---|---|
| Avg Household Size | 1.77 |
| Below Poverty | 8.0% ▼ 20% below avg |
| College Grads | 18.8% ▼ 52% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 98 (42.8%) |
| Some College | 35 (15.3%) |
| Associates | 53 (23.1%) |
| Bachelors | 22 (9.6%) |
| Graduate Degree | 21 (9.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,813 ≈ Avg ↑ 2% since 2019 |
|---|---|
| Median Home Value | $218,800 ▼ 22% below avg ↑ 66% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Total Units | 331 |
| Vacant Units | 176 |
| Avg HH Size | 1.77 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 331 |
|---|---|
| Vacant | 176 |
| Owner Occupied | 74.2% |
| Renter Occupied | 25.8% |
| Avg HH Size | 1.77 |
ZIP code 68648 is located in Morse Bluff, Nebraska, within Saunders County. With a population of 274, this is a sparsely populated ZIP code with an older community — the median age is 65.2 years. Economically, 68648 is a middle-income ZIP code: the median household income of $75,813 is near the national average.
Real estate in ZIP code 68648 represents an affordable housing market. The median home value of $218,800 is below the national average. Homeownership is strong here — 74.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 66% since 2019.
The population of 68648 is primarily White (98.18%). Residents are less-educated — 18.8% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a relatively small share of residents at 8.0%. Household income has grown by 2% since 2019.
About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 68648 in Morse Bluff, NE is characterized as middle-income, less-educated, an older community, and predominantly owner-occupied. With 274 residents, a median household income of $75,813, and a median home value of $218,800, it offers a clear picture of life in this part of Nebraska.