| ZIP Code | 68401 |
|---|---|
| City | Mc Cool Junction |
| State | Nebraska (NE) |
| County | York County |
| Area Code | 402 |
| Elevation | 1,556 ft |
| Latitude | 40.750809 |
|---|---|
| Longitude | -97.582698 |
| Timezone | Chicago (DST) |
| FIPS | 31185 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 28.5 yrs ↓ 26% since 2019 |
|---|---|
| Avg Household Size | 2.55 |
| Below Poverty | 5.8% ▼ 42% below avg |
| College Grads | 49.2% ▲ 27% above avg |
| Unemployment | 1.0% ▼ 80% below avg |
| No HS Diploma | 2 (0.3%) |
| HS Graduate | 217 (34.4%) |
| Some College | 40 (6.3%) |
| Associates | 61 (9.7%) |
| Bachelors | 172 (27.3%) |
| Graduate Degree | 138 (21.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $108,125 ▲ 42% above avg ↑ 56% since 2019 |
|---|---|
| Median Home Value | $176,100 ▼ 37% below avg ↑ 16% since 2019 |
| Home/Income Ratio | 1.6x (nat avg ~3.5x) |
| Median Rent | $903/mo ↑ 20% since 2019 |
| Total Units | 461 |
| Vacant Units | 40 |
| Avg HH Size | 2.55 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 461 |
|---|---|
| Vacant | 40 |
| Owner Occupied | 84.3% |
| Renter Occupied | 15.7% |
| Avg HH Size | 2.55 |
ZIP code 68401 is located in Mc Cool Junction, Nebraska, within York County. With a population of 1,073, this is a sparsely populated ZIP code with a young community — the median age is 28.5 years. Economically, 68401 is a upper-middle-income ZIP code: the median household income of $108,125 is above the national average.
Real estate in ZIP code 68401 represents an affordable housing market. The median home value of $176,100 is below the national average. Renters can expect to pay around $903 per month in median rent. Homeownership is strong here — 84.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 16% since 2019.
The population of 68401 is primarily White (92.26%). Residents are well-educated — 49.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.8%. Household income has grown by 56% since 2019.
The unemployment rate in 68401 stands at 1.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 68401 in Mc Cool Junction, NE is characterized as upper-middle-income, well-educated, a young community, and predominantly owner-occupied. With 1,073 residents, a median household income of $108,125, and a median home value of $176,100, it offers a clear picture of life in this part of Nebraska.