| ZIP Code | 59923 |
|---|---|
| City | Libby |
| State | Montana (MT) |
| County | Lincoln County |
| Area Code | 406 |
| Elevation | 2,242 ft |
| Latitude | 48.270626 |
|---|---|
| Longitude | -115.313164 |
| Timezone | Denver (DST) |
| FIPS | 30053 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.4 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.08 |
| Below Poverty | 16.5% ▲ 65% above avg |
| College Grads | 28.2% ▼ 27% below avg |
| Unemployment | 4.9% ≈ Avg |
| No HS Diploma | 31 (0.4%) |
| HS Graduate | 2,597 (35.3%) |
| Some College | 1,148 (15.6%) |
| Associates | 1,505 (20.5%) |
| Bachelors | 862 (11.7%) |
| Graduate Degree | 1,215 (16.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $45,332 ▼ 41% below avg ↑ 13% since 2019 |
|---|---|
| Median Home Value | $241,400 ▼ 13% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 5.3x (nat avg ~3.5x) |
| Median Rent | $726/mo ↑ 4% since 2019 |
| Total Units | 5,295 |
| Vacant Units | 616 |
| Avg HH Size | 2.08 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,295 |
|---|---|
| Vacant | 616 |
| Owner Occupied | 74.9% |
| Renter Occupied | 25.1% |
| Avg HH Size | 2.08 |
ZIP code 59923 is located in Libby, Montana, within Lincoln County. With a population of 9,885, this is a lightly populated ZIP code with a mature community — the median age is 54.4 years. Economically, 59923 is a working-class ZIP code: the median household income of $45,332 is below the national average.
Real estate in ZIP code 59923 represents an affordable housing market. The median home value of $241,400 is near the national average. Renters can expect to pay around $726 per month in median rent. Homeownership is strong here — 74.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 59923 is primarily White (90.02%). Residents are moderately educated — 28.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.5%. Household income has grown by 13% since 2019.
The unemployment rate in 59923 stands at 4.9%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 59923 in Libby, MT is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 9,885 residents, a median household income of $45,332, and a median home value of $241,400, it offers a clear picture of life in this part of Montana.