US ZIP Code
54981

Waupaca, WI

Waupaca County  ·  Wisconsin

● Active
👥 15,064 Population
💰 $76,821 Median HH Income
≈ Avg ↑ 22% since 2019
🎂 46.8 Median Age ↓ 2% since 2019
🏠 $204,100 Median Home Value
▼ 27% below avg ↑ 33% since 2019
🎓 38.8% College Grads
≈ Avg
📊 4.2% Unemployment
▼ 14% below avg ↑ 85% since 2019
ZIP Code Details
ZIP Code54981
CityWaupaca
StateWisconsin (WI)
CountyWaupaca County
Area Code534/715
Elevation877 ft
Latitude44.322675
Longitude-89.131481
TimezoneChicago (DST)
FIPS55135
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 53.2% (8,008) Female 46.8% (7,056) ♀

Race & Ethnicity

White: 92.2%Hispanic: 4.2%Black: 1.1%Asian: 0.7%Other: 1.4%Race
White92.2%
Hispanic4.2%
Black1.1%
Asian0.7%
Other1.4%

Age Breakdown

Under 5
5%
5–17
15%
18–24
6%
25–44
22%
45–64
30%
65+
12%

Key Indicators

Median Age46.8 yrs ↓ 2% since 2019
Avg Household Size2.15
Below Poverty7.5% ▼ 25% below avg
College Grads38.8% ≈ Avg
Unemployment4.2% ▼ 14% below avg
No HS Diploma16 (0.1%)
HS Graduate3,902 (35.9%)
Some College1,283 (11.8%)
Associates1,447 (13.3%)
Bachelors1,125 (10.3%)
Graduate Degree3,097 (28.5%)

Education

No HS: 0.1%HS Grad: 35.9%Some College: 11.8%Associates: 13.3%Bachelors: 10.3%Graduate: 28.5%Edu
No HS0.1%
HS Grad35.9%
Some College11.8%
Associates13.3%
Bachelors10.3%
Graduate28.5%
Housing & Income

Housing Tenure

Owner: 74.2%Renter: 25.8%Tenure
Owner74.2%
Renter25.8%

Home Value Distribution

Under $50k
2%
$50k–100k
9%
$100k–150k
17%
$150k–200k
20%
$200k–300k
21%
$300k–500k
20%
Over $500k
9%

Financials

Median HH Income$76,821 ≈ Avg ↑ 22% since 2019
Median Home Value$204,100 ▼ 27% below avg ↑ 33% since 2019
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$800/mo ↑ 15% since 2019
Total Units8,253
Vacant Units1,483
Avg HH Size2.15

Income Distribution

Under $25k
12%
$25k–50k
18%
$50k–75k
17%
$75k–100k
19%
$100k–150k
20%
$150k–200k
7%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
0%
Walked
1%
Work From Home
9%

Commute Time

Under 15 min
51%
15–30 min
19%
30–45 min
12%
Over 45 min
18%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
7%
1960s–1970s
15%
1980s–1990s
17%
2000+
59%

Summary

Total Units8,253
Vacant1,483
Owner Occupied74.2%
Renter Occupied25.8%
Avg HH Size2.15
Frequently Asked Questions
ZIP code 54981 is in Waupaca, WI, in Waupaca County.
ZIP code 54981 is located in Wisconsin (WI).
ZIP code 54981 is in Waupaca County, WI.
ZIP 54981 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 54981 is 15,064 people (ACS 2023).
The median household income in ZIP code 54981 is $76,821 (ACS 2023).
The median home value in ZIP 54981 is $204,100 (ACS 2023).
About ZIP Code 54981

ZIP code 54981 is located in Waupaca, Wisconsin, within Waupaca County. With a population of 15,064, this is a moderately populated ZIP code with a mature community — the median age is 46.8 years. Economically, 54981 is a middle-income ZIP code: the median household income of $76,821 is near the national average.

Real estate in ZIP code 54981 represents an affordable housing market. The median home value of $204,100 is below the national average. Renters can expect to pay around $800 per month in median rent. Homeownership is strong here — 74.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.

The population of 54981 is primarily White (92.23%). Residents are moderately educated — 38.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.5%. Household income has grown by 22% since 2019.

The unemployment rate in 54981 stands at 4.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.

Overall, ZIP code 54981 in Waupaca, WI is characterized as middle-income, moderately educated, a mature community, and predominantly owner-occupied. With 15,064 residents, a median household income of $76,821, and a median home value of $204,100, it offers a clear picture of life in this part of Wisconsin.