| ZIP Code | 49965 |
|---|---|
| City | Toivola |
| State | Michigan (MI) |
| County | Houghton County |
| Area Code | 906 |
| Elevation | 1,374 ft |
| Latitude | 46.955096 |
|---|---|
| Longitude | -88.859543 |
| Timezone | Detroit (DST) |
| FIPS | 26061 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 59.6 yrs ↑ 63% since 2019 |
|---|---|
| Avg Household Size | 2.08 |
| Below Poverty | 8.3% ▼ 17% below avg |
| College Grads | 35.2% ▼ 9% below avg |
| Unemployment | 15.0% ▲ 207% above avg |
| HS Graduate | 110 (29.6%) |
| Some College | 80 (21.5%) |
| Associates | 51 (13.7%) |
| Bachelors | 40 (10.8%) |
| Graduate Degree | 91 (24.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $77,604 ≈ Avg ↑ 84% since 2019 |
|---|---|
| Median Home Value | $222,900 ▼ 20% below avg ↑ 146% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Total Units | 560 |
| Vacant Units | 328 |
| Avg HH Size | 2.08 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 560 |
|---|---|
| Vacant | 328 |
| Owner Occupied | 94.4% |
| Renter Occupied | 5.6% |
| Avg HH Size | 2.08 |
ZIP code 49965 is located in Toivola, Michigan, within Houghton County. With a population of 482, this is a sparsely populated ZIP code with an older community — the median age is 59.6 years. Economically, 49965 is a middle-income ZIP code: the median household income of $77,604 is near the national average.
Real estate in ZIP code 49965 represents an affordable housing market. The median home value of $222,900 is below the national average. Homeownership is strong here — 94.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 146% since 2019.
The population of 49965 is primarily White (92.12%). Residents are moderately educated — 35.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.3%. Household income has grown by 84% since 2019.
The unemployment rate in 49965 stands at 15.0%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 49965 in Toivola, MI is characterized as middle-income, moderately educated, an older community, and predominantly owner-occupied. With 482 residents, a median household income of $77,604, and a median home value of $222,900, it offers a clear picture of life in this part of Michigan.