| ZIP Code | 49646 |
|---|---|
| City | Kalkaska |
| State | Michigan (MI) |
| County | Kalkaska County |
| Area Code | 231/989 |
| Elevation | 1,164 ft |
| Latitude | 44.719997 |
|---|---|
| Longitude | -85.036456 |
| Timezone | Detroit (DST) |
| FIPS | 26079 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.9 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.19 |
| Below Poverty | 12.9% ▲ 29% above avg |
| College Grads | 27.4% ▼ 29% below avg |
| Unemployment | 4.2% ▼ 14% below avg |
| No HS Diploma | 77 (1.3%) |
| HS Graduate | 2,229 (38.4%) |
| Some College | 957 (16.5%) |
| Associates | 946 (16.3%) |
| Bachelors | 707 (12.2%) |
| Graduate Degree | 885 (15.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $55,188 ▼ 28% below avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $167,500 ▼ 40% below avg ↑ 55% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $712/mo ↑ 6% since 2019 |
| Total Units | 5,652 |
| Vacant Units | 1,803 |
| Avg HH Size | 2.19 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,652 |
|---|---|
| Vacant | 1,803 |
| Owner Occupied | 83.6% |
| Renter Occupied | 16.4% |
| Avg HH Size | 2.19 |
ZIP code 49646 is located in Kalkaska, Michigan, within Kalkaska County. With a population of 8,573, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.9 years. Economically, 49646 is a solidly middle-class ZIP code: the median household income of $55,188 is below the national average.
Real estate in ZIP code 49646 represents an affordable housing market. The median home value of $167,500 is below the national average. Renters can expect to pay around $712 per month in median rent. Homeownership is strong here — 83.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 49646 is primarily White (91.20%). Residents are moderately educated — 27.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.9%. Household income has grown by 20% since 2019.
The unemployment rate in 49646 stands at 4.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 49646 in Kalkaska, MI is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 8,573 residents, a median household income of $55,188, and a median home value of $167,500, it offers a clear picture of life in this part of Michigan.