| ZIP Code | 49245 |
|---|---|
| City | Homer |
| State | Michigan (MI) |
| County | Calhoun County |
| Area Code | 517 |
| Elevation | 980 ft |
| Latitude | 42.139366 |
|---|---|
| Longitude | -84.811584 |
| Timezone | Detroit (DST) |
| FIPS | 26025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.7 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.88 |
| Below Poverty | 16.3% ▲ 63% above avg |
| College Grads | 23.2% ▼ 40% below avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 39 (1.5%) |
| HS Graduate | 1,247 (48.8%) |
| Some College | 358 (14%) |
| Associates | 319 (12.5%) |
| Bachelors | 270 (10.6%) |
| Graduate Degree | 324 (12.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,460 ▼ 22% below avg ↑ 16% since 2019 |
|---|---|
| Median Home Value | $146,900 ▼ 47% below avg ↑ 44% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $822/mo ↑ 15% since 2019 |
| Total Units | 1,830 |
| Vacant Units | 281 |
| Avg HH Size | 2.88 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,830 |
|---|---|
| Vacant | 281 |
| Owner Occupied | 78.4% |
| Renter Occupied | 21.6% |
| Avg HH Size | 2.88 |
ZIP code 49245 is located in Homer, Michigan, within Calhoun County. With a population of 4,472, this is a lightly populated ZIP code with a relatively young community — the median age is 36.7 years. Economically, 49245 is a solidly middle-class ZIP code: the median household income of $59,460 is below the national average.
Real estate in ZIP code 49245 represents one of the more affordable housing markets in the country. The median home value of $146,900 is below the national average. Renters can expect to pay around $822 per month in median rent. Homeownership is strong here — 78.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 49245 is primarily White (94.23%). Residents are less-educated — 23.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.3%. Household income has grown by 16% since 2019.
The unemployment rate in 49245 stands at 4.8%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 49245 in Homer, MI is characterized as solidly middle-class, less-educated, a relatively young community, and predominantly owner-occupied. With 4,472 residents, a median household income of $59,460, and a median home value of $146,900, it offers a clear picture of life in this part of Michigan.