US ZIP Code
49128

Three Oaks, MI

Berrien County  ·  Michigan

● Active
👥 3,461 Population ↑ 2% since 2019
💰 $73,023 Median HH Income
≈ Avg ↑ 27% since 2019
🎂 50.2 Median Age ↑ 11% since 2019
🏠 $247,000 Median Home Value
▼ 11% below avg ↑ 54% since 2019
🎓 39.8% College Grads
≈ Avg
📊 2.7% Unemployment
▼ 44% below avg ↓ 20% since 2019
ZIP Code Details
ZIP Code49128
CityThree Oaks
StateMichigan (MI)
CountyBerrien County
Area Code269
Elevation678 ft
Latitude41.820406
Longitude-86.600497
TimezoneDetroit (DST)
FIPS26021
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.9% (1,728) Female 50.1% (1,733) ♀

Race & Ethnicity

White: 83.7%Hispanic: 11.1%Black: 0.4%Asian: 0.5%Other: 4.4%Race
White83.7%
Hispanic11.1%
Black0.4%
Asian0.5%
Other4.4%

Age Breakdown

Under 5
4%
5–17
15%
18–24
5%
25–44
16%
45–64
35%
65+
12%

Key Indicators

Median Age50.2 yrs ↑ 11% since 2019
Avg Household Size2.35
Below Poverty6.2% ▼ 38% below avg
College Grads39.8% ≈ Avg
Unemployment2.7% ▼ 44% below avg
No HS Diploma33 (1.3%)
HS Graduate773 (31.1%)
Some College380 (15.3%)
Associates310 (12.5%)
Bachelors377 (15.2%)
Graduate Degree611 (24.6%)

Education

No HS: 1.3%HS Grad: 31.1%Some College: 15.3%Associates: 12.5%Bachelors: 15.2%Graduate: 24.6%Edu
No HS1.3%
HS Grad31.1%
Some College15.3%
Associates12.5%
Bachelors15.2%
Graduate24.6%
Housing & Income

Housing Tenure

Owner: 84.4%Renter: 15.6%Tenure
Owner84.4%
Renter15.6%

Home Value Distribution

Under $50k
6%
$50k–100k
8%
$100k–150k
8%
$150k–200k
12%
$200k–300k
31%
$300k–500k
21%
Over $500k
14%

Financials

Median HH Income$73,023 ≈ Avg ↑ 27% since 2019
Median Home Value$247,000 ▼ 11% below avg ↑ 54% since 2019
Home/Income Ratio3.4x (nat avg ~3.5x)
Median Rent$984/mo ↑ 25% since 2019
Total Units1,929
Vacant Units454
Avg HH Size2.35

Income Distribution

Under $25k
14%
$25k–50k
17%
$50k–75k
20%
$75k–100k
12%
$100k–150k
14%
$150k–200k
17%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
0%
Walked
4%
Work From Home
10%

Commute Time

Under 15 min
34%
15–30 min
33%
30–45 min
21%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
6%
1940s–1950s
16%
1960s–1970s
13%
1980s–1990s
7%
2000+
59%

Summary

Total Units1,929
Vacant454
Owner Occupied84.4%
Renter Occupied15.6%
Avg HH Size2.35
Frequently Asked Questions
ZIP code 49128 is in Three Oaks, MI, in Berrien County.
ZIP code 49128 is located in Michigan (MI).
ZIP code 49128 is in Berrien County, MI.
ZIP 49128 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 49128 is 3,461 people (ACS 2023).
The median household income in ZIP code 49128 is $73,023 (ACS 2023).
The median home value in ZIP 49128 is $247,000 (ACS 2023).
About ZIP Code 49128

ZIP code 49128 is located in Three Oaks, Michigan, within Berrien County. With a population of 3,461, this is a sparsely populated ZIP code with a mature community — the median age is 50.2 years. Economically, 49128 is a solidly middle-class ZIP code: the median household income of $73,023 is near the national average.

Real estate in ZIP code 49128 represents an affordable housing market. The median home value of $247,000 is near the national average. Renters can expect to pay around $984 per month in median rent. Homeownership is strong here — 84.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 54% since 2019.

The population of 49128 is primarily White (83.73%). Residents are moderately educated — 39.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.2%. Household income has grown by 27% since 2019.

The unemployment rate in 49128 stands at 2.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 49128 in Three Oaks, MI is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 3,461 residents, a median household income of $73,023, and a median home value of $247,000, it offers a clear picture of life in this part of Michigan.