| ZIP Code | 49040 |
|---|---|
| City | Colon |
| State | Michigan (MI) |
| County | St. Joseph County |
| Area Code | 269 |
| Elevation | 849 ft |
| Latitude | 41.965926 |
|---|---|
| Longitude | -85.323248 |
| Timezone | Detroit (DST) |
| FIPS | 26149 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.9 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 12.4% ▲ 24% above avg |
| College Grads | 26.1% ▼ 33% below avg |
| Unemployment | 3.3% ▼ 33% below avg |
| No HS Diploma | 1 (0.1%) |
| HS Graduate | 696 (38%) |
| Some College | 354 (19.3%) |
| Associates | 304 (16.6%) |
| Bachelors | 153 (8.3%) |
| Graduate Degree | 325 (17.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,693 ▼ 23% below avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $123,800 ▼ 56% below avg ↑ 8% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $793/mo ↓ 2% since 2019 |
| Total Units | 1,956 |
| Vacant Units | 557 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,956 |
|---|---|
| Vacant | 557 |
| Owner Occupied | 82.3% |
| Renter Occupied | 17.7% |
| Avg HH Size | 2.39 |
ZIP code 49040 is located in Colon, Michigan, within St. Joseph County. With a population of 3,341, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.9 years. Economically, 49040 is a solidly middle-class ZIP code: the median household income of $58,693 is below the national average.
Real estate in ZIP code 49040 represents one of the more affordable housing markets in the country. The median home value of $123,800 is well below the national average. Renters can expect to pay around $793 per month in median rent. Homeownership is strong here — 82.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 8% since 2019.
The population of 49040 is primarily White (94.55%). Residents are moderately educated — 26.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.4%. Household income has grown by 22% since 2019.
The unemployment rate in 49040 stands at 3.3%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 53%.
Overall, ZIP code 49040 in Colon, MI is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,341 residents, a median household income of $58,693, and a median home value of $123,800, it offers a clear picture of life in this part of Michigan.