| ZIP Code | 48097 |
|---|---|
| City | Yale |
| State | Michigan (MI) |
| County | St. Clair County |
| Area Code | 810 |
| Elevation | 822 ft |
| Latitude | 43.121947 |
|---|---|
| Longitude | -82.827417 |
| Timezone | Detroit (DST) |
| FIPS | 26147 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.9 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.40 |
| Below Poverty | 15.2% ▲ 52% above avg |
| College Grads | 22.8% ▼ 41% below avg |
| Unemployment | 12.6% ▲ 157% above avg |
| No HS Diploma | 55 (1.5%) |
| HS Graduate | 1,563 (44%) |
| Some College | 513 (14.5%) |
| Associates | 609 (17.2%) |
| Bachelors | 368 (10.4%) |
| Graduate Degree | 442 (12.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,177 ▼ 24% below avg ↑ 12% since 2019 |
|---|---|
| Median Home Value | $174,800 ▼ 37% below avg ↑ 35% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $891/mo ↑ 24% since 2019 |
| Total Units | 2,331 |
| Vacant Units | 124 |
| Avg HH Size | 2.40 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,331 |
|---|---|
| Vacant | 124 |
| Owner Occupied | 80.3% |
| Renter Occupied | 19.7% |
| Avg HH Size | 2.40 |
ZIP code 48097 is located in Yale, Michigan, within St. Clair County. With a population of 5,400, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.9 years. Economically, 48097 is a solidly middle-class ZIP code: the median household income of $58,177 is below the national average.
Real estate in ZIP code 48097 represents an affordable housing market. The median home value of $174,800 is below the national average. Renters can expect to pay around $891 per month in median rent. Homeownership is strong here — 80.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 48097 is primarily White (94.93%). Residents are less-educated — 22.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 15.2%. Household income has grown by 12% since 2019.
The unemployment rate in 48097 stands at 12.6%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 48097 in Yale, MI is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 5,400 residents, a median household income of $58,177, and a median home value of $174,800, it offers a clear picture of life in this part of Michigan.