US ZIP Code
48074

Smiths Creek, MI

St. Clair County  ·  Michigan

● Active
👥 9,617 Population ↑ 5% since 2019
💰 $69,600 Median HH Income
▼ 9% below avg ↑ 19% since 2019
🎂 41.2 Median Age ↓ 8% since 2019
🏠 $191,800 Median Home Value
▼ 31% below avg ↑ 44% since 2019
🎓 28.0% College Grads
▼ 28% below avg
📊 4.7% Unemployment
≈ Avg ↓ 52% since 2019
ZIP Code Details
ZIP Code48074
CitySmiths Creek
StateMichigan (MI)
CountySt. Clair County
Area Code810
Elevation639 ft
Latitude42.950223
Longitude-82.561555
TimezoneDetroit (DST)
FIPS26147
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.7% (4,974) Female 48.3% (4,643) ♀

Race & Ethnicity

White: 89.7%Hispanic: 6.5%Asian: 0.1%Other: 2.6%Race
White89.7%
Hispanic6.5%
Asian0.1%
Other2.6%

Age Breakdown

Under 5
5%
5–17
16%
18–24
6%
25–44
27%
45–64
29%
65+
9%

Key Indicators

Median Age41.2 yrs ↓ 8% since 2019
Avg Household Size2.57
Below Poverty7.8% ▼ 22% below avg
College Grads28.0% ▼ 28% below avg
Unemployment4.7% ≈ Avg
No HS Diploma115 (1.7%)
HS Graduate2,375 (36.1%)
Some College1,112 (16.9%)
Associates1,136 (17.3%)
Bachelors788 (12%)
Graduate Degree1,058 (16.1%)

Education

No HS: 1.7%HS Grad: 36.1%Some College: 16.9%Associates: 17.3%Bachelors: 12%Graduate: 16.1%Edu
No HS1.7%
HS Grad36.1%
Some College16.9%
Associates17.3%
Bachelors12.0%
Graduate16.1%
Housing & Income

Housing Tenure

Owner: 89.8%Renter: 10.2%Tenure
Owner89.8%
Renter10.2%

Home Value Distribution

Under $50k
9%
$50k–100k
13%
$100k–150k
14%
$150k–200k
19%
$200k–300k
26%
$300k–500k
19%
Over $500k
1%

Financials

Median HH Income$69,600 ▼ 9% below avg ↑ 19% since 2019
Median Home Value$191,800 ▼ 31% below avg ↑ 44% since 2019
Home/Income Ratio2.8x (nat avg ~3.5x)
Median Rent$1,139/mo ↑ 40% since 2019
Total Units3,809
Vacant Units73
Avg HH Size2.57

Income Distribution

Under $25k
12%
$25k–50k
18%
$50k–75k
22%
$75k–100k
13%
$100k–150k
24%
$150k–200k
7%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
0%
Walked
0%
Work From Home
9%

Commute Time

Under 15 min
23%
15–30 min
32%
30–45 min
19%
Over 45 min
25%
Housing Stock

Year Built

Before 1940
6%
1940s–1950s
11%
1960s–1970s
9%
1980s–1990s
20%
2000+
55%

Summary

Total Units3,809
Vacant73
Owner Occupied89.8%
Renter Occupied10.2%
Avg HH Size2.57
Frequently Asked Questions
ZIP code 48074 is in Smiths Creek, MI, in St. Clair County.
ZIP code 48074 is located in Michigan (MI).
ZIP code 48074 is in St. Clair County, MI.
ZIP 48074 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 48074 is 9,617 people (ACS 2023).
The median household income in ZIP code 48074 is $69,600 (ACS 2023).
The median home value in ZIP 48074 is $191,800 (ACS 2023).
About ZIP Code 48074

ZIP code 48074 is located in Smiths Creek, Michigan, within St. Clair County. With a population of 9,617, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.2 years. Economically, 48074 is a solidly middle-class ZIP code: the median household income of $69,600 is near the national average.

Real estate in ZIP code 48074 represents an affordable housing market. The median home value of $191,800 is below the national average. Renters can expect to pay around $1,139 per month in median rent. Homeownership is strong here — 89.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.

The population of 48074 is primarily White (89.74%). Residents are moderately educated — 28.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.8%. Household income has grown by 19% since 2019.

The unemployment rate in 48074 stands at 4.7%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.

Overall, ZIP code 48074 in Smiths Creek, MI is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 9,617 residents, a median household income of $69,600, and a median home value of $191,800, it offers a clear picture of life in this part of Michigan.