US ZIP Code
39532

Biloxi, MS

Harrison County  ·  Mississippi

● Active
👥 36,710 Population ↓ 2% since 2019
💰 $65,892 Median HH Income
▼ 14% below avg ↑ 13% since 2019
🎂 39.4 Median Age ↑ 2% since 2019
🏠 $227,400 Median Home Value
▼ 18% below avg ↑ 32% since 2019
🎓 43.3% College Grads
▲ 12% above avg
📊 7.5% Unemployment
▲ 53% above avg ↑ 2% since 2019
ZIP Code Details
ZIP Code39532
CityBiloxi
StateMississippi (MS)
CountyHarrison County
Area Code228
Elevation76 ft
Latitude30.501031
Longitude-88.975603
TimezoneChicago (DST)
FIPS28047
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.8% (17,929) Female 51.2% (18,781) ♀

Race & Ethnicity

White: 69.2%Hispanic: 5.6%Black: 15.2%Asian: 4.2%Other: 5.8%Race
White69.2%
Hispanic5.6%
Black15.2%
Asian4.2%
Other5.8%

Age Breakdown

Under 5
5%
5–17
19%
18–24
9%
25–44
26%
45–64
28%
65+
6%

Key Indicators

Median Age39.4 yrs ↑ 2% since 2019
Avg Household Size2.60
Below Poverty11.3% ▲ 13% above avg
College Grads43.3% ▲ 12% above avg
Unemployment7.5% ▲ 53% above avg
No HS Diploma482 (2.2%)
HS Graduate5,211 (23.6%)
Some College2,781 (12.6%)
Associates4,061 (18.4%)
Bachelors3,271 (14.8%)
Graduate Degree6,291 (28.5%)

Education

No HS: 2.2%HS Grad: 23.6%Some College: 12.6%Associates: 18.4%Bachelors: 14.8%Graduate: 28.5%Edu
No HS2.2%
HS Grad23.6%
Some College12.6%
Associates18.4%
Bachelors14.8%
Graduate28.5%
Housing & Income

Housing Tenure

Owner: 62.4%Renter: 37.6%Tenure
Owner62.4%
Renter37.6%

Home Value Distribution

Under $50k
8%
$50k–100k
3%
$100k–150k
14%
$150k–200k
16%
$200k–300k
33%
$300k–500k
19%
Over $500k
6%

Financials

Median HH Income$65,892 ▼ 14% below avg ↑ 13% since 2019
Median Home Value$227,400 ▼ 18% below avg ↑ 32% since 2019
Home/Income Ratio3.5x (nat avg ~3.5x)
Median Rent$1,098/mo ↑ 13% since 2019
Total Units15,466
Vacant Units1,337
Avg HH Size2.60

Income Distribution

Under $25k
16%
$25k–50k
17%
$50k–75k
22%
$75k–100k
15%
$100k–150k
17%
$150k–200k
6%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
92%
Walked
0%
Work From Home
8%

Commute Time

Under 15 min
25%
15–30 min
53%
30–45 min
16%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
5%
1960s–1970s
13%
1980s–1990s
23%
2000+
58%

Summary

Total Units15,466
Vacant1,337
Owner Occupied62.4%
Renter Occupied37.6%
Avg HH Size2.60
Frequently Asked Questions
ZIP code 39532 is in Biloxi, MS, in Harrison County.
ZIP code 39532 is located in Mississippi (MS).
ZIP code 39532 is in Harrison County, MS.
ZIP 39532 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 39532 is 36,710 people (ACS 2023).
The median household income in ZIP code 39532 is $65,892 (ACS 2023).
The median home value in ZIP 39532 is $227,400 (ACS 2023).
About ZIP Code 39532

ZIP code 39532 is located in Biloxi, Mississippi, within Harrison County. With a population of 36,710, this is a highly populated ZIP code with a middle-aged community — the median age is 39.4 years. Economically, 39532 is a solidly middle-class ZIP code: the median household income of $65,892 is near the national average.

Real estate in ZIP code 39532 represents an affordable housing market. The median home value of $227,400 is below the national average. Renters can expect to pay around $1,098 per month in median rent. Homeownership is strong here — 62.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 32% since 2019.

The population of 39532 is majority White (69.20%). Residents are well-educated — 43.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.3%. Household income has grown by 13% since 2019.

The unemployment rate in 39532 stands at 7.5%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.

Overall, ZIP code 39532 in Biloxi, MS is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 36,710 residents, a median household income of $65,892, and a median home value of $227,400, it offers a clear picture of life in this part of Mississippi.