US ZIP Code
39531

Biloxi, MS

Harrison County  ·  Mississippi

● Active
👥 19,045 Population ↑ 9% since 2019
💰 $54,599 Median HH Income
▼ 28% below avg ↑ 18% since 2019
🎂 35.6 Median Age
🏠 $193,700 Median Home Value
▼ 31% below avg ↑ 27% since 2019
🎓 48.0% College Grads
▲ 24% above avg
📊 7.5% Unemployment
▲ 54% above avg ↑ 32% since 2019
ZIP Code Details
ZIP Code39531
CityBiloxi
StateMississippi (MS)
CountyHarrison County
Area Code228
Elevation26 ft
Latitude30.403994
Longitude-88.966133
TimezoneChicago (DST)
FIPS28047
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.3% (9,383) Female 50.7% (9,662) ♀

Race & Ethnicity

White: 59.7%Hispanic: 11.1%Black: 17.8%Asian: 2.3%Other: 7.5%Race
White59.7%
Hispanic11.1%
Black17.8%
Asian2.3%
Other7.5%

Age Breakdown

Under 5
8%
5–17
18%
18–24
7%
25–44
30%
45–64
23%
65+
6%

Key Indicators

Median Age35.6 yrs
Avg Household Size2.38
Below Poverty15.8% ▲ 58% above avg
College Grads48.0% ▲ 24% above avg
Unemployment7.5% ▲ 54% above avg
No HS Diploma178 (1.5%)
HS Graduate2,179 (18.4%)
Some College2,030 (17.2%)
Associates1,764 (14.9%)
Bachelors1,492 (12.6%)
Graduate Degree4,176 (35.3%)

Education

No HS: 1.5%HS Grad: 18.4%Some College: 17.2%Associates: 14.9%Bachelors: 12.6%Graduate: 35.3%Edu
No HS1.5%
HS Grad18.4%
Some College17.2%
Associates14.9%
Bachelors12.6%
Graduate35.3%
Housing & Income

Housing Tenure

Owner: 37.7%Renter: 62.3%Tenure
Owner37.7%
Renter62.3%

Home Value Distribution

Under $50k
4%
$50k–100k
10%
$100k–150k
20%
$150k–200k
20%
$200k–300k
16%
$300k–500k
24%
Over $500k
7%

Financials

Median HH Income$54,599 ▼ 28% below avg ↑ 18% since 2019
Median Home Value$193,700 ▼ 31% below avg ↑ 27% since 2019
Home/Income Ratio3.5x (nat avg ~3.5x)
Median Rent$1,066/mo ↑ 24% since 2019
Total Units9,660
Vacant Units1,780
Avg HH Size2.38

Income Distribution

Under $25k
21%
$25k–50k
20%
$50k–75k
21%
$75k–100k
14%
$100k–150k
13%
$150k–200k
6%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
92%
Public Transit
0%
Walked
4%
Work From Home
4%

Commute Time

Under 15 min
31%
15–30 min
51%
30–45 min
12%
Over 45 min
7%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
20%
1960s–1970s
10%
1980s–1990s
16%
2000+
52%

Summary

Total Units9,660
Vacant1,780
Owner Occupied37.7%
Renter Occupied62.3%
Avg HH Size2.38
Frequently Asked Questions
ZIP code 39531 is in Biloxi, MS, in Harrison County.
ZIP code 39531 is located in Mississippi (MS).
ZIP code 39531 is in Harrison County, MS.
ZIP 39531 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 39531 is 19,045 people (ACS 2023).
The median household income in ZIP code 39531 is $54,599 (ACS 2023).
The median home value in ZIP 39531 is $193,700 (ACS 2023).
About ZIP Code 39531

ZIP code 39531 is located in Biloxi, Mississippi, within Harrison County. With a population of 19,045, this is a moderately populated ZIP code with a relatively young community — the median age is 35.6 years. Economically, 39531 is a working-class ZIP code: the median household income of $54,599 is below the national average.

Real estate in ZIP code 39531 represents an affordable housing market. The median home value of $193,700 is below the national average. Renters can expect to pay around $1,066 per month in median rent. This is predominantly a renter community, with 62.3% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 27% since 2019.

The population of 39531 is majority White (59.72%). Residents are well-educated — 48.0% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 15.8%. Household income has grown by 18% since 2019.

The unemployment rate in 39531 stands at 7.5%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 39531 in Biloxi, MS is characterized as working-class, well-educated, and a relatively young community. With 19,045 residents, a median household income of $54,599, and a median home value of $193,700, it offers a clear picture of life in this part of Mississippi.