| ZIP Code | 38924 |
|---|---|
| City | Cruger |
| State | Mississippi (MS) |
| County | Holmes County |
| Area Code | 662 |
| Elevation | 116 ft |
| Latitude | 33.289691 |
|---|---|
| Longitude | -90.215676 |
| Timezone | Chicago (DST) |
| FIPS | 28051 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.7 yrs ↓ 17% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 26.8% ▲ 168% above avg |
| College Grads | 23.4% ▼ 40% below avg |
| Unemployment | 9.0% ▲ 85% above avg |
| HS Graduate | 113 (48.9%) |
| Some College | 34 (14.7%) |
| Associates | 30 (13%) |
| Bachelors | 8 (3.5%) |
| Graduate Degree | 46 (19.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $30,893 ▼ 60% below avg ↑ 101% since 2019 |
|---|---|
| Median Home Value | $70,200 ▼ 75% below avg ↑ 119% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $933/mo ↑ 86% since 2019 |
| Total Units | 269 |
| Vacant Units | 84 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 269 |
|---|---|
| Vacant | 84 |
| Owner Occupied | 64.3% |
| Renter Occupied | 35.7% |
| Avg HH Size | 2.38 |
ZIP code 38924 is located in Cruger, Mississippi, within Holmes County. With a population of 441, this is a sparsely populated ZIP code with a relatively young community — the median age is 34.7 years. Economically, 38924 is a lower-income ZIP code: the median household income of $30,893 is well below the national average.
Real estate in ZIP code 38924 represents one of the more affordable housing markets in the country. The median home value of $70,200 is well below the national average. Renters can expect to pay around $933 per month in median rent. Homeownership is strong here — 64.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 119% since 2019.
The population of 38924 is primarily Black (85.94%). Residents are less-educated — 23.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 26.8%. Household income has grown by 101% since 2019.
The unemployment rate in 38924 stands at 9.0%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 38924 in Cruger, MS is characterized as lower-income, less-educated, a relatively young community, and predominantly owner-occupied. With 441 residents, a median household income of $30,893, and a median home value of $70,200, it offers a clear picture of life in this part of Mississippi.